Free resources

American Express Gold

Model whether the Gold earns back its annual fee for your spend

Chase Sapphire Preferred

See the real value of your points on the CSP

American Express Platinum

Break down whether the $895 annual fee actually makes sense for you

Chase Sapphire Reserve

Model the value of points and credits on the CSR

American Express Green

Model whether the $150 fee pays off based on your travel, dining, and CLEAR+ usage

Capital One Venture X

Analyze the Venture X value proposition for your situation

Delta SkyMiles Platinum

Model the $350 fee against Delta flying, dining, and credits like Resy, rideshare, and Delta Stays

Citi AAdvantage Platinum Select

Model the $99 fee against your American Airlines flying and dining spend

Delta SkyMiles Gold

See if the Delta Gold's $150 fee pays off based on your Delta flying, dining, and grocery spend

Delta SkyMiles Reserve

Break down whether the $650 fee makes sense with Sky Club access, companion cert, and four card credits

Citi AAdvantage Globe

See if the mid-tier American Airlines card pays off through AA flying, dining, and priority boarding

Citi AAdvantage Executive

Break down whether the $695 fee makes sense with Admirals Club access and premium AA travel benefits

Citi Strata Premier

Model whether the Strata Premier's broad 3X categories justify the $95 fee

BILT Blue

See how much you can earn on rent with no transaction fee, plus everyday spend

Citi Strata Elite

Break down whether the $595 annual fee makes sense given your travel spend and credits

BofA Travel Rewards

See how far 1.5 points per dollar goes toward travel, plus your Preferred Rewards bonus, no annual fee

Capital One VentureOne

Model your miles on flights and everyday spend, no annual fee

Delta SkyMiles Blue

Model your Delta flying and dining rewards with no annual fee

Hilton Honors American Express Card

Model your Hilton stays plus everyday dining, groceries, and gas rewards, no annual fee

IHG One Rewards Traveler

See how much you earn on IHG stays, dining, gas, and streaming with no annual fee

JetBlue Card

Model your JetBlue miles plus dining and grocery rewards, no annual fee

BofA Premium Rewards

See if the $95 fee pays off through travel, dining, and your Preferred Rewards tier

United Gateway

See how much you earn on United flights, gas, and transit with no annual fee

Marriott Bonvoy Bold

Model your free Marriott nights from everyday and hotel spend, no annual fee

US Bank Altitude Connect

See how much you earn on travel, gas, dining, and streaming plus a streaming and Global Entry credit, no annual fee

Capital One Savor

See how much the Savor earns on dining, entertainment, streaming, and groceries with no annual fee

Fidelity Rewards Visa

Model a flat 2% deposited into your Fidelity account, no annual fee

U.S. Bank Cash+

See how much your two chosen 5% categories plus a 2% everyday category earn, no annual fee

American Express Blue Cash Everyday

Model your cash back on U.S. supermarkets, gas, and online retail — capped at $6,000/yr each, no annual fee

Citi Custom Cash

Closed to new applicants — see how to get the most from one you already have, or product change into one

Discover it

Model your rotating 5% category earnings, plus how Cashback Match doubles your first year

Robinhood Gold Card

Model your rewards with and without an active Robinhood Gold subscription, no annual fee

Wells Fargo Active Cash

See how much a flat 2% on everything adds up to, with no annual fee to offset

Cash Magnet

Model a flat 1.5% cash back on everything, no annual fee

AAA Daily Advantage

Model your grocery, gas, wholesale, streaming, and pharmacy rewards, no annual fee (requires AAA membership)

BofA Customized Cash Rewards

Model your 3% category pick plus groceries and Preferred Rewards bonus, no annual fee

BofA Unlimited Cash Rewards

Model a flat 1.5% cash back plus your Preferred Rewards bonus, no annual fee

Capital One Quicksilver

Model a flat 1.5% cash back on everything, no annual fee

Capital One Quicksilver Secured

Model a flat 1.5% cash back while you build credit with a refundable security deposit

Instacart Mastercard

See how much you earn on Instacart, dining, gas, and streaming with no annual fee

Samsung Galaxy Card

Model your rewards on Samsung purchases, Samsung Wallet, and streaming, no annual fee

SoFi Unlimited 2%

Model a flat 2% cash back on everything, no annual fee

Wells Fargo Autograph

Model your rewards across dining, travel, gas, transit, streaming, and phone/internet, no annual fee

Wells Fargo Attune

Closed to new applicants — see what your existing card earns on self-care, entertainment, and transit

Capital One Quicksilver One

See if 1.5% cash back on everything clears the $39 annual fee for your spend level

Alliant Cashback Visa

Model your tiered cash back up to $10,000/month, no annual fee (requires Alliant membership)

Amazon Visa

Model your rewards on Amazon, Whole Foods, dining, gas, and transit, no annual fee

SoFi Everyday Cash Rewards

Model your dining and grocery rewards, no annual fee

US Bank Altitude Go

Model your dining, gas, EV charging, and streaming rewards, no annual fee

AAA Travel Advantage

Model your gas, flight, hotel, and dining rewards, no annual fee (requires AAA membership)

Chase Freedom (Visa)

Closed to new applicants — see what your existing card earns on rotating 5% categories, no annual fee

US Bank Shopper Cash Rewards

See if the $95 fee pays off through your two chosen 6% retailers and an everyday 3% category