NumCrunch

Delta SkyMiles® Reserve Card

$650/yr annual fee

SkyMiles don't have a fixed award chart. TPG values them at ~1.2¢, but strategic redemptions on partner carriers or Upgrade Awards can push well above 2¢.

1.20¢ / mile

0.8¢
Low-end

1.2¢
TPG avg

2.0¢
Partner awards

Opening or thinking about closing?

Welcome offer miles

Check americanexpress.com for the current offer

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Enter your estimated annual spend in each bonus category.

3X Delta PurchasesFlights, upgrades, vacation packages

$—

3X HotelsDirect hotel bookings

$—

2X DiningRestaurants worldwide

$—

1X All Other Purchases

$—

See where you'd land on Delta's Medallion ladder. Includes the $2,500 MQD headstart this card provides annually.

MQDs you already have this year

2,500 MQD estimated from this card · $2,500 headstart + 0 from spend

Silver Medallion5,000 MQD

+2,500 away

Gold Medallion10,000 MQD

7,500 needed

Platinum Medallion15,000 MQD

12,500 needed

Diamond Medallion28,000 MQD

25,500 needed

Need 2,500 more MQD to reach Silver Medallion

See full Medallion tier perks on Delta.com →

The companion certificate is the main driver of value on this card. It effectively acts as a BOGO for one round trip, as long as the trip is within the U.S., Puerto Rico, U.S. Virgin Islands, Mexico, the Caribbean, or Central America — First Class, Comfort+, or Main Cabin (Delta One is excluded). Your companion pays only the taxes and fees ($22–$250). You can often get more value from using this once than the entire annual fee of the card.

Ease of use4/5

Value of your companion certificate

Enter what a round-trip ticket for your companion would have cost at the published fare (First Class, Comfort+, or Main Cabin).

Drag each slider to reflect how much you'd realistically use.

$240 Resy Dining Credit

$/ $240 max

$20/month back on U.S. Resy restaurant purchases. Easy to use if you dine out regularly — the Resy network covers thousands of restaurants.

Ease of use4/5

$20/month credit, does not roll over. Enrollment required each year via your AmEx account.

$200 Delta Stays Credit

$/ $200 max

$200 back on prepaid hotels or vacation rentals booked through Delta Stays on delta.com. Useful if you regularly book hotel stays through the portal.

Ease of use3/5

Annual credit; must book via the Delta Stays portal at delta.com/stays.

$120 Rideshare Credit

$/ $120 max

$10/month back on U.S. rideshare purchases (Uber, Lyft, and others). One of the easiest credits to capture if you take a rideshare a few times a month.

Ease of use5/5

$10/month credit, does not roll over. Enrollment required via your AmEx account.

$120 Global Entry / TSA PreCheck

$/ $120 max

$120 statement credit for the Global Entry application fee ($120) or TSA PreCheck (~$85). Global Entry includes TSA PreCheck and is the better value.

Ease of use5/5

Credit applies once every 4.5 years (5-year membership, renewable 6 months early). Most valuable if you don't already have it.

Optional — enter a dollar value for any benefits you'd use.

Delta Sky Club — 15 complimentary visits/yr (unlimited after $75k spend)

Centurion Lounge Access when flying Delta

First & Second Checked Bag Free — cardholder + up to 8 companions

$2,500 MQD Headstart + $1 MQD per $10 Spend (Medallion Status Boost)

20% Back on Inflight Purchases

Complimentary Upgrade Priority Within Medallion Tier

Your breakdown

Miles (0 mi @ 1.20¢)$0.00

Credits$0.00

Total value$0.00

Annual fee−$650

Net value$-650.00

✗ May not be worth it

You need $650.00 more in value to break even.

Thinking about closing it? Use the cancel or downgrade decision tree →

Credits: your value vs max

Resy

Delta Stays

Rideshare

Global Entry

■ Your value■ Max

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