ResourcesCalculatorsCiti AAdvantage Executive
$695 Annual FeeUpdated for the Aug 2026 Refresh

Is the AAdvantage Executive worth it for you?

Drag in your real annual spend. I'll do the miles math the bank won't — earn rates, your credits (including the new AA Vacations, inflight/Admirals Club, and boosted Lyft credits), and how you value each mile — then tell you if the fee pays for itself.

Bonus Miles

Opening the card or thinking about closing it? Each situation has its own bonus — but you only get one.

Check americanexpress.com for the current welcome offer — typical public offers range from 50,000 to 75,000 miles.
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Your Annual Spend

AAdvantage miles shine on international business and first class — Oneworld partners (British Airways, Cathay Pacific, Qantas, JAL) can yield 5¢+ per mile. TPG values them at 1.6¢ on average.

How you value your miles
Annual spend by category

Enter your estimated annual spend in each bonus category.

AA flights, upgrades, seat selections, AA.com purchases
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Card credits

Drag each slider to reflect how much you'd realistically use.

Full Admirals Club lounge access for the primary cardholder, their spouse/domestic partner, and children under 18 — or up to 2 guests per visit. Also includes access to partner lounges. Retail price without AA elite status is approximately $700–850/year.
Ease of use5/5See why we rated it this way →

Primary cardholder only. Authorized users ($175/year each) also receive lounge access. Access extends to partner lounges where reciprocal agreements exist.

$/ $850 max
Statement credit for Global Entry ($120) or TSA PreCheck ($85) application or renewal fees. Renews approximately every 4.5 years. If you already have GE, you can use this for a family member or friend.
Ease of use5/5See why we rated it this way →

One credit per ~4.5 years. Simply charge the GE or TSA PreCheck application fee to your card — the credit posts automatically.

$/ $120 max
Up to $500/year in statement credits on eligible American Airlines Vacations purchases — split into two $250 windows (Jan–Jun and Jul–Dec). Added in the August 2026 refresh.
Ease of use3/5See why we rated it this way →

Two separate $250 credits, one per half of the calendar year — must book through AA Vacations, and an unused half does not carry over into the other.

$/ $500 max
Up to $100/year back on eligible inflight food, beverage, and Wi-Fi purchases, plus purchases inside Admirals Club lounges. Added in the August 2026 refresh.
Ease of use4/5See why we rated it this way →

Applies automatically to eligible inflight and Admirals Club purchases charged to the card — no enrollment needed.

$/ $100 max
Up to $180/year in Lyft credits — a $15 statement credit each month you take 3 or more eligible Lyft rides on the card. Raised from $120/year in the August 2026 refresh.
Ease of use3/5See why we rated it this way →

Requires 3+ Lyft rides charged to the card within a calendar month to unlock that month’s $15 credit — months don’t stack or roll over.

$/ $180 max
Up to $120/year back on eligible prepaid Avis or Budget car rentals booked directly on avis.com or budget.com.
Ease of use4/5See why we rated it this way →

Booking must be prepaid and made directly through avis.com or budget.com — third-party bookings (Expedia, etc.) don’t qualify.

$/ $120 max

Every eligible AAdvantage mile earned from this card counts as 1 Loyalty Point toward elite status. See where your annual spend lands on the AAdvantage status ladder.

0 Loyalty Points estimated from this card · 1 LP per eligible mile earned

AAdvantage Gold40,000 Loyalty Points
+40,000 away
AAdvantage Platinum75,000 Loyalty Points
75,000 needed
Platinum Pro125,000 Loyalty Points
125,000 needed
Executive Platinum200,000 Loyalty Points
200,000 needed

Need 40,000 more Loyalty Points to reach AAdvantage Gold

See full AAdvantage status tiers on AA.com →

Optional — enter a dollar value for any benefits you'd use.

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Net value after the $695 fee
$-695.00SKIP IT
Rewards earned$695 fee
Miles earned / year0 mi
Miles value$0.00
Annual fee−$695
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Educational purposes only. The content on this site — including guides, calculators, card comparisons, and recommendations — is provided for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Credit card terms, rewards rates, and benefits change frequently; always verify details on the issuer’s official website before applying. He’s Got a Point is not a licensed financial advisor.