1
Best no-fee pick
Chase Freedom Flex / Unlimited
2x Lyft through Sept 2027Ultimate Rewards
Best Credit Cards for Lyft
The best cards to use on Lyft rides — including active co-branded earn agreements.
The short answer
Top picks — no annual fee
Keep forever · $0/yrTop picks — with annual fee
Pays for itself if used right1
Best overall
Chase Sapphire Reserve
5x Lyft through Sept 2027 + $120/yr Lyft creditUltimate Rewards$795/yr
2
Best value
Chase Sapphire Preferred
5x Lyft through Sept 2027Ultimate Rewards$95/yr
Honorable mentions
Annual fee
Reward type
4 cards
#1
Chase Sapphire Reserve
Transferable Points
8x Travel via Chase
- 8x Travel via Chase
- 4x Flights (direct)
- 4x Hotels (direct)
- 3x Dining
- 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
#2
Chase Freedom Flex
No FeeCash Back
5x Travel via Chase
- 5x Travel via Chase
- 5x Rotating categories (up to $1,500/qtr)
- 3x Dining
- 3x Drugstores
- 1x everything else
Click to see redemption options
$200 after $500 in 3 months
#3
Chase Freedom Unlimited
No FeeCash Back
5x Travel via Chase
- 5x Travel via Chase
- 3x Dining
- 3x Drugstores
- 1.5x everything else
Click to see redemption options
$200 after $500 in 3 months
#4
Chase Sapphire Preferred
Transferable Points
5x Lyft
- 5x Travel via Chase
- 5x Lyft
- 3x Dining
- 3x Online Groceries
- 3x Streaming
- 3x Gas & EV Charging
- 3x Vacation Rentals
- 2x Travel
- 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
Not sure which one fits you?
Our free quiz matches you to the right card based on your actual spending, credit score, and goals — in about 2 minutes.
Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) assume the relevant category is active. Terms and reward rates are subject to change at each issuer's discretion.