Is the Apple Card still worth it in 2026?Watch the full breakdown on YouTube→
NumCrunch

Chase Sapphire Preferred

$95/yr annual fee

Chase Ultimate Rewards points are worth 1.0¢ as cash back. Transfer to airline or hotel partners and you can squeeze out significantly more.

1.25¢ / pt
1.0¢
Cash back
2.0¢
Transfer partners

Are you opening the card or thinking about closing it? Each situation has its own bonus — but you only get one. 😏

Current offer: typically 60,000 – 75,000 points after minimum spend
—

Enter your estimated annual spend in each bonus category.

$—
$—
$—
$—
$—
$—
$—

Drag each slider to reflect how much of the credit you'd realistically use per year.

$50 Chase Travel Hotel Credit
$/ $50 max

The first $50 you spend on hotels through the Chase Travel Portal comes back as a statement credit. Easy to use with even one night anywhere.

Ease of use4/5

Must book through Chase Travel Portal — not directly with the hotel. Automatically applied to your first $50+ hotel booking each card year.

DoorDash DashPass Membership
$/ $240 max

Free DashPass membership every year through 12/31/2027 (normally ~$9.99/month). Enter the value you'd get from free delivery and reduced fees.

Ease of use4/5

Must activate through the Chase benefits portal — does not activate automatically. Expires December 31, 2027; Chase has not announced a renewal.

$10/Month DoorDash Non-Dining Credit
$/ $120 max

$10/month discount at checkout on grocery, convenience, and pharmacy orders on DoorDash when you pay with the card. Note: as of April 2026, a $20 order minimum is required to apply the credit.

Ease of use2/5

Applies to grocery, convenience, and pharmacy orders only — not restaurant orders. $20 minimum order required (effective April 2026). Monthly credit does not roll over.

Optional — enter a dollar value for any protection benefits you'd use.

$
$
$
$
Your breakdown
Points (0 pts @ 1.25¢)$0.00
Credits$0.00
Total value$0.00
Annual fee−$95
Net value$-95.00
✗ May not be worth it
You need $95.00 more in value to break even.
Thinking about closing it? Use the cancel or downgrade decision tree →
Credits: your value vs max
Hotel
$0
DashPass
$0
DD Non-Din
$0
■ Your value■ Max

Not a referral or affiliate link.

← Back to resources