No Annual Fee

Is the Freedom Unlimited worth it for you?

Freedom Unlimited earns cash back, not points — what you earn is what you get as a statement credit. No rotating categories to activate, just a flat 1.5% on everything outside the bonus categories.

Bonus / Offer

Did you get a bonus for opening this card?

Annual Spending

Enter your estimated annual spend in each category.

5% Chase Travel5%

$—

3% Dining3%Restaurants, takeout, and delivery

$—

3% Drugstores3%

$—

1.5% Everything Else1.5%

$—

vs a Flat 2% Card

Does Freedom Unlimited's bonus categories beat a simple flat 2% card on your spend?

Freedom Unlimited cash back$0.00

Flat 2% card$0.00

Difference+$0.00

✓ Freedom Unlimited wins on your spend

Your bonus-category spend earns you $0.00 more than a flat 2% card.

Total value earned

$0.00NO ANNUAL FEE

You earn $0.00 per year with no fee to offset — it's pure upside.

Cash back earned$0.00

Total value$0.00

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