Chase Sapphire Preferred (CSP)

Up to $100,000 for emergency evacuation and transportation medical services when injured or ill 100+ miles from home. Added as new benefit June 2026. Repatriation of remains: up to $15,000.

Up to $500,000 accidental death or dismemberment on common carrier (air, bus, train, cruise) when transportation is paid with the card. 24-hour travel accident benefit: $100,000 maximum.

Up to $100 per day for up to 5 days for essential item purchases when baggage is delayed 6 or more hours. Trip must be paid with the card.

Up to $500 per ticket for unreimbursed expenses (meals, lodging, etc.) when a common carrier delay exceeds 12 hours or requires an overnight stay. Trip must be paid with the card.

Up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses when a trip is canceled or cut short due to sickness, severe weather, or other covered situations. Annual maximum: $40,000. Trip must be paid with the card.

None — no lounge access benefit on Chase Sapphire Preferred.

None — the Chase Sapphire Preferred does not include cell phone protection.

None — return protection is not offered on the Chase Sapphire Preferred.

Extends the original U.S. manufacturer's warranty by 1 additional year on eligible warranties of 3 years or less (up to 4 years total from purchase date). Maximum coverage: $10,000 per item, $50,000 per cardholder account per year.

Covers eligible new purchases for 120 days from date of purchase against damage or theft. Up to $500 per claim, up to $50,000 per cardholder account. New York residents: 90-day coverage window.

DoorDash Non-Dining Credit: up to $10, resets Monthly.

$0 — authorized users can be added at no additional cost.

None — no foreign transaction fees.

Secondary collision damage waiver coverage up to $60,000 for most rental vehicles with MSRP of $125,000 or less. Must decline rental company's collision insurance and charge entire rental cost to the card. Maximum rental period: 31 consecutive days.

None — rental car coverage on Chase Sapphire Preferred is secondary (not primary).

Up to $3,000 per covered traveler for repair or replacement of checked or carry-on baggage that is lost, damaged, or stolen. New York residents: additionally limited to $2,000 per bag and $10,000 per trip for all covered travelers. Trip must be paid with the card.

All at 1:1 unless noted. Airlines: Aer Lingus AerClub, Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways Executive Club, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club. Hotels: IHG One Rewards (1:1), Marriott Bonvoy (1:1), World of Hyatt (4:3 — effective for new applicants June 15 2026; effective Oct 1 2026 for prior cardholders), Wyndham Rewards (1:1). Minimum transfer: 1,000 points.

100,000 Ultimate Rewards points after spending $5,000 on purchases in the first 3 months from account opening.

5x points on Chase Travel purchases (flights, hotels, rental cars, cruises, activities); 5x on Lyft rides (through 9/30/2027); 5x on eligible Peloton equipment/accessories over $150 (through 12/31/2027); 3x on dining worldwide (including takeout and eligible delivery); 3x on gas stations and EV charging (new June 2026); 3x on vacation home rentals (Airbnb, Vrbo, Plum Guide, Vacasa — new June 2026); 3x on online groceries (excluding Target, Walmart, wholesale clubs); 3x on eligible streaming services; 2x on all other travel; 1x on all other purchases. Note: 10% anniversary bonus discontinued for new applicants on or after June 15, 2026.