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Capital One Venture X

$395/yr annual fee

Capital One miles are worth at least 1¢ through the travel portal, and more if you transfer to airline or hotel partners. Drag to match how you plan to redeem.

1.00¢ / mile
0.5¢
Statement credit
1.0¢
Travel portal
1.85¢
Transfer partners

Are you opening the card or thinking about closing it? Each situation has its own bonus — but you only get one. 😏

Current offer: 75,000 miles after $4,000 spend in 3 months
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🎁 Perk: every year from your first renewal you earn 10,000 bonus miles (~$100 at your current valuation) — not included in year-1 math above.

Enter your estimated annual spend in each bonus category.

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Drag each slider to reflect how much of the credit you'd realistically use per year.

Lounge Access
$0($50/visit)

Includes Capital One Lounges, Priority Pass, and Plaza Premium lounges. Each visit is worth ~$50. Enter the number of airport lounge visits you expect per year.

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Annual Travel Credit
$/ $300 max

$300/yr to spend within the Capital One Travel Portal. Cannot be used for travel booked outside the portal.

Ease of use3/5

Must book through the Capital One Travel Portal — not directly with airlines or hotels. Portal pricing may occasionally be slightly higher than direct booking rates.

Global Entry / TSA PreCheck
$/ $120 max

Up to $120 toward Global Entry ($120) or TSA PreCheck (~$85). Usable once every 4.5 years — enter the full credit if you plan to use it, or $0 if you recently renewed.

Ease of use4/5

Credit applies once every 4.5 years (5-year membership, renewable 6 months early). Application fee must be paid with the Venture X card.

Optional — enter a dollar value for any protection or status benefits you'd use.

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Your breakdown
Anniversary bonus (10,000 mi)$0.00
Miles (0 mi @ 1.00¢)$0.00
Credits$0.00
Total value$0.00
Annual fee−$395
Net value$-395.00
✗ May not be worth it
You need $395.00 more in value to break even.
Thinking about closing it? Use the cancel or downgrade decision tree →
Credits: your value vs max
Travel
$0
G. Entry
$0
■ Your value■ Max

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