Is the Alliant Cashback Visa worth it for you?
2.5% cash back on the first $10,000 you spend each month, 1.5% after that — no categories to track, no annual fee. The catch: you have to join Alliant Credit Union to get (and keep) this card. There's no sign-up bonus, so this is a pure cash-back play.
Alliant is a credit union, not a bank — you must open and maintain an Alliant membership (typically via a small linked savings account) to apply for and keep this card. There is no welcome bonus offered on this card; the value is entirely in the ongoing cash-back rate.
Enter your total estimated annual spend on the card.
You earn $0.00 per year with no fee to offset — it's pure upside, assuming you're fine joining Alliant Credit Union.
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