Best Travel Credit Cards
The strongest cards for flights, hotels, and transferable points — ranked for people who actually use their rewards.
Annual fee
Reward type
Card type
Card network
29 cards
#1
Marriott Bonvoy Boundless
Loyalty Points
2x everything else
- 17x Marriott
- 3x Groceries
- 3x Gas
- 3x Dining
- 2x everything else
Click to see redemption options
3 Free Night Awards after $3,000 in 3 months
#2
Hilton Honors Surpass
Loyalty Points
3x everything else
- 12x Hilton
- 6x Restaurants
- 6x Supermarkets
- 6x Gas
- 4x US Online Retail
- 3x everything else
Click to see redemption options
155,000 points after $3,000 in 6 months
#3
World of Hyatt Credit Card
Loyalty Points
1x everything else
- 9x Hyatt
- 2x Airlines
- 2x Transit
- 2x Fitness/Gym
- 1x everything else
Click to see redemption options
60,000 points after $3,000 in 3 months
#4
Citi AAdvantage Globe Mastercard
Loyalty Points
6x AAdvantage Hotels
- 6x AAdvantage Hotels
- 3x American Airlines
- 2x Dining
- 2x Transit
- 1x everything else
Click to see redemption options
60,000–90,000 miles after $5,000 in 4 months
#5
Chase Freedom Flex
No FeeCash Back
5x Travel via Chase
- 5x Travel via Chase
- 5x Rotating categories (up to $1,500/qtr)
- 3x Dining
- 3x Drugstores
- 1x everything else
Click to see redemption options
$200 after $500 in 3 months
#6
Citi Custom Cash
No FeeCash Back
1x everything else
- 5x on top spend category (up to $500/mo)
- 1x everything else
Click to see redemption options
$200 after $1,500 in 3 months
#7
American Express Platinum
Transferable Points
5x Flights
- 5x Flights
- 5x Hotels via AmEx Travel
- 1x everything else
Click to see redemption options
100,000 points after $6,000 in 6 months
#8
Citi AAdvantage Executive World Legend Mastercard
Loyalty Points
1x everything else
- 4x American Airlines
- 1x everything else
Click to see redemption options
Check aa.com for current offer
#9
Chase Sapphire Reserve
Transferable Points
8x Travel via Chase
- 8x Travel via Chase
- 4x Flights (direct)
- 4x Hotels (direct)
- 3x Dining
- 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
#10
Chase Freedom Unlimited
No FeeCash Back
5x Travel via Chase
- 5x Travel via Chase
- 3x Dining
- 3x Drugstores
- 1.5x everything else
Click to see redemption options
$200 after $500 in 3 months
#11
Costco Anywhere Visa
No FeeCash Back
3x Travel
- 4x Gas (5x Costco Gas)
- 4x EV Charging
- 3x Restaurants
- 3x Travel
- 2x Costco
- 1x everything else
Click to see redemption options
Requires an active Costco membership to hold this card — Gold Star ($65/yr) or Executive ($130/yr).
#12
AAA Travel Advantage Visa Signature
No FeeCash Back
3x Flights
- 5% Gas Stations & EV Charging (up to $7,000/yr, then 1%)
- 3x Flights
- 3x Hotels
- 3x Dining
- 3x Grocery Stores
- 3x Other Travel Purchases
- 3x AAA Purchases
Click to see redemption options
$100 statement credit after spending $1,000 in the first 90 days.
#13
Navy Federal Visa Signature Flagship Rewards
Loyalty Points
3x Travel
- 3x Travel
- 2x everything else
Click to see redemption options
35,000 points after $3,500 in 90 days
#14
Citi Strata Premier
Transferable Points
10x Hotels/Cars/Attractions via CitiTravel
- 10x Hotels/Cars/Attractions via CitiTravel
- 3x Restaurants
- 3x Supermarkets
- 3x Gas
- 3x Air Travel
- 3x Hotels
- 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
#15
Alaskan Atmos Rewards Ascent Visa
Loyalty Points
1x everything else
- 3x Alaska Airlines
- 2x Gas
- 2x EV Charging
- 2x Rideshare
- 2x Streaming
- 1x everything else
Click to see redemption options
80,000 miles + $99 Companion Fare
#16
American Express Green Card
Transferable Points
3x Travel
- 3x Travel
- 3x Transit
- 3x Dining
- 1x everything else
Click to see redemption options
40,000 points after $3,000 in 6 months
#17
American Express Gold Card
Transferable Points
3x Flights
- 4x Dining
- 4x US Supermarkets (up to $25k/yr)
- 3x Flights
- 1x everything else
Click to see redemption options
60,000 points after $6,000 in 6 months
#18
Alaskan Atomos Rewards Summit Visa Infinite
Loyalty Points
1x everything else
- 3x Alaska/Hawaiian
- 3x Dining
- 3x Foreign Transactions
- 1x everything else
Click to see redemption options
100,000 miles + 25K Companion Award
#19
Citi Strata Elite
Transferable Points
12x Hotels/Cars/Attractions via CitiTravel
- 12x Hotels/Cars/Attractions via CitiTravel
- 6x Airfare via CitiTravel
- 3x Restaurants
- 1.5x everything else
Click to see redemption options
80,000 points after $4,000 in 3 months
#20
Chase Sapphire Preferred
Transferable Points
5x Travel via Chase
- 5x Travel via Chase
- 5x Lyft
- 3x Dining
- 3x Online Groceries
- 3x Streaming
- 3x Gas & EV Charging
- 3x Vacation Rentals
- 2x Travel
- 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
#21
Capital One Venture Rewards
Transferable Points
5x Flights via C1 Travel
- 5x Flights via C1 Travel
- 2x everything else
Click to see redemption options
75,000 miles after $4,000 in 3 months
#22
BILT Obsidian Mastercard
Transferable Points
2x Travel
- 3x Dining or Grocery (grocery capped $25k/yr)
- 2x Travel
- 1x Rent (no processing fee — 5 transactions required per statement)
- 1x everything else
Click to see redemption options
$200 BILT Cash on opening
#23
Citi AAdvantage Platinum Select
Loyalty Points
1x everything else
- 2x American Airlines
- 2x Dining
- 2x Gas
- 1x everything else
Click to see redemption options
50,000 miles after $2,500 in 3 months
#24
Southwest Rapid Rewards Priority
Loyalty Points
2x Hotel/Car Partners
- 3x Southwest
- 2x Hotel/Car Partners
- 2x Transit
- 2x Streaming
- 1x everything else
Click to see redemption options
50,000 SW points after $1,000 in 3 months
#25
United Explorer
Loyalty Points
2x Hotels
- 2x United
- 2x Dining
- 2x Hotels
- 5x Hotels via United Hotels
- 1x everything else
Click to see redemption options
60,000 miles after $3,000 in 3 months
#26
Delta SkyMiles Gold
Loyalty Points
1x everything else
- 2x Delta
- 2x Dining
- 2x Groceries
- 1x everything else
Click to see redemption options
70,000 SkyMiles after $3,000 in 6 months
#27
Capital One Venture X
Transferable Points
10x Hotels & Car Rentals via C1
- 10x Hotels & Car Rentals via C1
- 5x Flights via C1
- 2x everything else
Click to see redemption options
75,000 miles after $4,000 in 3 months
#28
BILT Palladium Mastercard
Transferable Points
2x on all purchases (excluding rent)
- 2x on all purchases (excluding rent)
- 1x Rent (no processing fee — 5 transactions required per statement)
Click to see redemption options
50,000 BILT points after $4,000 in 3 months
#29
BILT Blue Mastercard
No FeeTransferable Points
1x Travel
- 1x Rent (no processing fee — 5 transactions required per statement)
- 1x Dining
- 1x Travel
- 1x everything else
Click to see redemption options
Not sure which one fits you?
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Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) are shown at 5x only during a quarter that category is actually active — checked against Chase and Discover's published quarterly calendars. Terms and reward rates are subject to change at each issuer's discretion.
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