Cards
Points & MilesAmEx
American Express Green Card
Key facts
Annual fee$150/yr
Rewards currencyMembership Rewards Points (MR)
Recommended creditGood credit (690+)
Transfer partnersYes
Applications closed
Current sign-up bonus
40,000 points after spending $3,000 in 6 months. Note: Amex has suspended new applications for the Green Card as of 2026 - bonus may not be obtainable by new applicants even though the figure itself is accurate.
Reward rates
3x Travel (Airfare, hotels, cruises, tours, car rentals, campgrounds, vacation rentals, travel on 3rd party sites and AmEx Travel)
3x Taxis, Rideshares, ferries, tolls, parking, buses, and subways
3x Dining (including delivery)
1x on everything else
Annual credits
$209 CLEAR+$209
Effective annual costPays for itself
Travel benefits
Emergency Evacuation (Unconfirmed)
None confirmed on the Amex Green Card. [UNCONFIRMED — Guide to Benefits required]
Travel Accident Insurance (Unconfirmed)
None confirmed on the Amex Green Card. [UNCONFIRMED — Guide to Benefits required]
Baggage Delay (Unconfirmed)
None confirmed. [UNCONFIRMED — Guide to Benefits required]
Trip Delay
Up to $300 per covered trip for delays of more than 12 hours. Maximum 2 claims per eligible account per 12 consecutive months. Covers meals, lodging, toiletries, medication, and other personal items. Full round-trip must be charged to the card.
Purchase protections
Extended Warranty (Unconfirmed)
Extended Warranty: Adds up to 1 additional year to the original manufacturer's warranty for eligible items with warranties of 5 years or less. Coverage up to $10,000 per item. [UNCONFIRMED exact limit for Green Card — Guide to Benefits required]
Purchase Protection (Unconfirmed)
Purchase Protection: Covers eligible purchases against accidental damage or theft for 90 days from purchase date. Up to $1,000 per covered incident; up to $50,000 per account per year. [UNCONFIRMED exact per-claim limit — Guide to Benefits required]
Other benefits
Annual Credits
CLEAR+ Credit: up to $209, resets Annual.
Authorized User Fee
$0. Additional card members can be added at no extra cost.
Secondary Rental Car
Car Rental Loss and Damage Insurance: Secondary coverage up to $50,000 per rental. Covers damage or theft of rental vehicle for rentals up to 30 consecutive days. Optional Premium Protection (primary, no deductible) available for $12.25–$24.95 per rental period (up to 42 days). Excludes Australia, Italy, and New Zealand.
Lost / Stolen Baggage
Baggage Insurance Plan: Up to $1,250 per covered person for carry-on baggage; up to $500 per covered person for checked baggage. High-risk items sub-limit: $250 per covered person per trip. New York residents: up to $10,000 in aggregate per trip for all covered persons. Coverage applies when the full ticket is charged to the card.
Transfer Partners
Membership Rewards points transfer to 20+ partners. Airlines (1:1 unless noted): Aer Lingus, Air Canada Aeroplan, Air France-KLM Flying Blue, ANA, Avianca LifeMiles, British Airways, Cathay Pacific (5:4), Delta SkyMiles, Emirates (5:4), Etihad Guest (ending June 30 2026), Iberia, JetBlue (1:0.8), Qantas, Qatar Airways, Singapore KrisFlyer, Virgin Atlantic. Hotels: Choice Privileges (1:1), Hilton Honors (1:2), Marriott Bonvoy (1:1). Aeromexico: 1:1.6.
Welcome Bonus
40,000 Membership Rewards points after spending $3,000 in purchases within the first 6 months of card membership.
Earn Rates
3x Membership Rewards points on travel (airfare, hotels, cruises, tours, car rentals, campgrounds, vacation rentals); 3x on transit (trains, taxicabs, rideshare, ferries, tolls, parking, buses, subways); 3x on restaurants worldwide (including takeout and delivery in the U.S.); 1x on all other eligible purchases. No annual caps on bonus categories.
Best for
FlightsTransitDining
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Card terms, reward rates, and offers are subject to change. Always review the current cardmember agreement before applying. He's Got a Point is not affiliated with or endorsed by any card issuer. Benefit coverage may vary — verify with the issuer before relying on any protection.
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