Cards
TravelCiti
Citi AAdvantage Globe Mastercard
Key facts
Annual fee$350/yr
Rewards currencyAA Miles
Recommended creditFair – Good (680+)
Global Entry / TSA PreCheckCredit included
Current sign-up bonus
90,000 AAdvantage bonus miles after spending $5,000 in the first 4 months≈ $900 value
Reward rates
6x on hotels booked via AAdvantage Hotel Bookings
2x on dining
2x on transit [taxis, rideshares, public transit]
3x on AA purchases
1x on everything else
Annual credits
This card has annual credits — check the issuer's site for current details.
Travel benefits
Lounge Access
4 Admirals Club 'Globe' one-day passes per calendar year, each valid 24 hours, admitting the cardholder + up to 3 children under 18 per pass, usable at about 50 Admirals Club lounges. No Priority Pass or other lounge network included.
Emergency Evacuation
Included as a named benefit, but the dollar limit is not publicly disclosed by Citi anywhere -- confirmed via multiple independent sources checking for this figure.
Travel Accident Insurance
Included as a named benefit, but the dollar amount is not publicly disclosed by Citi anywhere -- confirmed via multiple independent sources checking for this figure.
Baggage Delay
Included as a named benefit, but the trigger-hour threshold and reimbursement cap are not publicly disclosed by Citi.
Trip Delay
Included -- reimburses reasonable expenses for meals/lodging/transport, but the specific hour trigger and dollar cap are not publicly disclosed by Citi.
Trip Cancellation / Interruption
Named 'Enhanced Trip Cancellation and Trip Interruption' on Citi's official benefits page, covers common-carrier costs -- but no dollar figure is published anywhere by Citi. Confirmed genuinely undisclosed (not just unresearched) across multiple independent sources.
Purchase protections
Return Protection (Unconfirmed)
Not included -- confirmed absent across multiple sources.
Cell Phone Protection (Unconfirmed)
Not included. Absent from every official Citi/AA benefits list despite being a common World Legend-tier benefit elsewhere.
Extended Warranty (Unconfirmed)
Included as a named benefit, but Citi has not published a card-specific dollar cap or coverage period. Generic Mastercard World Legend tier baseline (not confirmed specific to this card): extends warranties of 2 years or less by 1 additional year, up to $10,000/claim.
Purchase Protection (Unconfirmed)
Citi calls this 'Purchase Assurance Plus.' Included as a named benefit, but Citi has not published card-specific dollar caps. Generic World Legend tier baseline (not confirmed specific to this card): 90 days, $1,000/item, $50,000/year.
Other benefits
Annual Credits
Global Entry / TSA PreCheck Credit: up to $120, resets Multi-year.
Earn Rates
6x miles on hotels via aadvantagehotels.com. 3x on eligible American Airlines purchases. 2x at restaurants (including takeout/delivery). 2x on Rides and Rails (taxis, rideshare, transit). 1x on everything else. Plus 1 Loyalty Point per eligible mile earned, a 10% discount on eligible AA Vacations purchases, and a 'Flight Streak' bonus of 5,000 Loyalty Points per 4 qualifying AA flights (up to 15,000 extra per status-qualification year).
Secondary Rental Car (Unconfirmed)
Secondary coverage for domestic (US) rentals -- personal auto policy pays first. Excludes luxury cars, motorcycles, and cargo vans; vehicle-value cap not disclosed.
Primary Rental Car (Unconfirmed)
Primary coverage for international rentals only (MasterRental Coverage, filed directly with Sedgwick). See Secondary Rental Car for domestic terms.
Authorized User Fee
$0 -- no additional charge to add authorized users.
Foreign Transaction Fee
$0 — no foreign transaction fee
Lost / Stolen Baggage
Included ('Lost or Damaged Luggage' per Citi's official benefits list), but per-person/per-item dollar limits are not publicly disclosed by Citi.
Transfer Partners
Not a transferable-currency card -- AAdvantage miles are earned directly and redeemable across Oneworld alliance airlines (British Airways, Qatar Airways, Japan Airlines, Cathay Pacific, Finnair, Qantas) plus select non-alliance partners (Etihad, Air Tahiti Nui), about 1,100 destinations.
Welcome Bonus
Current standing public offer: 60,000 AAdvantage bonus miles after $4,000 spend in the first 3 months. A limited-time elevated offer of 90,000 miles/$5,000 spend expired July 2026 -- do not use that figure going forward.
Best for
Travel PortalDiningTransit
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