Cards
TravelCiti
Citi Aadvantage Platinum Select
Key facts
Annual fee$99/yr
Rewards currencyAA Miles
Recommended creditFair – Good (680+)
Current sign-up bonus
Up to 80,000 AAdvantage bonus miles after spending $3,500 in the first 4 months (offer rotates; a lower ~50,000-mile version sometimes appears)
Reward rates
2x Restaurants
2x Gas Stations
2x on AA
1x on everything else
Annual credits
This card has annual credits — check the issuer's site for current details.
Travel benefits
Trip Delay
Covered. Trip Delay Protection provides up to $500 per person for meals and lodging when a covered trip is delayed 6 or more consecutive hours.
Trip Cancellation / Interruption
Covered. Trip Cancellation and Interruption Protection reimburses up to $5,000 per trip for non-refundable, prepaid travel expenses when the trip is canceled or cut short due to covered reasons (illness, injury, death, severe weather, military deployment, significant property damage, U.S. government travel warnings).
Purchase protections
Extended Warranty
Covered. Extended Warranty Protection extends the original manufacturer's warranty by 1 additional year on eligible purchases where the original warranty is under 3 years. Maximum coverage up to $1,000 per claim.
Purchase Protection
Covered. Damage and Theft Purchase Protection covers eligible purchases against theft or accidental damage for 90 days from purchase date. Up to $50,000 per year per account.
Other benefits
Annual Credits
$125 AA Flight Discount Certificate: up to $125, resets Annual.
Authorized User Fee
$0. Authorized users can be added at no additional cost.
Secondary Rental Car
Covered (secondary in U.S., primary internationally). Worldwide Car Rental Insurance covers damage or theft up to $75,000 per rental for the first 31 days when you decline the rental company's CDW and charge the full rental to the card.
Primary Rental Car
None domestic. Coverage is secondary in the U.S.
Lost / Stolen Baggage
Covered. Lost Baggage Protection reimburses up to $3,000 per traveler for luggage that is lost, stolen, or damaged by a common carrier when the trip is charged to the card.
Transfer Partners
AAdvantage miles are redeemable on American Airlines, oneworld partner airlines, and AA codeshare partners. No direct transfer to other currencies; miles remain in AAdvantage.
Welcome Bonus
Typically 50,000 AAdvantage bonus miles after spending $2,500 in purchases within the first 3 months of account opening (exact offer varies; has ranged up to 75,000 miles).
Earn Rates
2x AAdvantage miles at restaurants, gas stations, and on eligible American Airlines purchases; 1x mile on all other purchases. No cap on miles earned.
Best for
DiningGas
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Card terms, reward rates, and offers are subject to change. Always review the current cardmember agreement before applying. He's Got a Point is not affiliated with or endorsed by any card issuer. Benefit coverage may vary — verify with the issuer before relying on any protection.
Card images, names, and logos shown on this page — including the Citi Aadvantage Platinum Select, a product of Citi — are trademarks of their respective owners. Their use here is for identification purposes only and does not imply endorsement or affiliation.