ResourcesCalculatorsCiti Strata Premier
$95 Annual Fee

Is the Citi Strata Premier worth it for you?

Drag in your real annual spend. I'll do the ThankYou Points math the bank won't — earn rates, your credits, and how you redeem — then tell you if the fee pays for itself.

Sign-Up Bonus

Are you opening the card or thinking about closing it? Each situation has its own bonus — but you only get one.

Current offer: typically 60,000 – 75,000 ThankYou Points after minimum spend
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Your Annual Spend
How you redeem points
Annual spend by category

Estimate what you charge to the card each year.

Must book via CitiTravel.com
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Booked directly with airlines and hotels
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Card credits

Drag each slider to reflect how much of the credit you'd realistically use.

$100 off a single hotel stay of $500 or more, booked via CitiTravel.com. Usable once per year.
Ease of use3/5AnnualSee why we rated it this way →

Requires a single hotel stay totaling $500+, booked through CitiTravel.com. Does not combine across two separate bookings. One use per cardmember year.

$/ $100 max

Optional — enter a dollar value for any protection benefits you'd use.

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Net value after the $95 fee
$-95.00SKIP IT
Rewards earned$95 fee
Points earned / year0 pts
Rewards value$0.00
Annual fee−$95
Effective return on spend0.00%
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