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Best Travel Credit Cards

The strongest cards for flights, hotels, and transferable points — ranked for people who actually use their rewards.

Annual fee
Reward type
5 cards
#1
Chase Freedom Flex
Chase · No annual fee
No FeeCash Back
5x Travel via Chase
  • 5x Travel via Chase
  • 5x Rotating categories (up to $1,500/qtr)
  • 3x Dining
  • 3x Drugstores
  • 1x everything else
Click to see redemption options
$200 after $500 in 3 months
#2
Citi Custom Cash
Citi · No annual fee
No FeeCash Back
5x on top spend category (up to $500/mo)
  • 5x on top spend category (up to $500/mo)
  • 1x everything else
Click to see redemption options
$200 after $1,500 in 3 months
#3
Chase Freedom Unlimited
Chase · No annual fee
No FeeCash Back
5x Travel via Chase
  • 5x Travel via Chase
  • 3x Dining
  • 3x Drugstores
  • 1.5x everything else
Click to see redemption options
$200 after $500 in 3 months
#4
Costco Anywhere Visa
Citi · No annual fee
No FeeCash Back
3x Travel
  • 4x Gas (5x Costco Gas)
  • 4x EV Charging
  • 3x Restaurants
  • 3x Travel
  • 2x Costco
  • 1x everything else
Click to see redemption options
Requires an active Costco membership to hold this card — Gold Star ($65/yr) or Executive ($130/yr).
#5
BILT Blue Mastercard
Cardless · No annual fee
No FeeTransferable Points
1x Travel
  • 1x Rent (no processing fee — 5 transactions required per statement)
  • 1x Dining
  • 1x Travel
  • 1x everything else
Click to see redemption options
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Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) assume the relevant category is active. Terms and reward rates are subject to change at each issuer's discretion.