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Best Travel Credit Cards

The strongest cards for flights, hotels, and transferable points — ranked for people who actually use their rewards.

Annual fee
Reward type
Card type
Card network
6 cards
#1
Chase Freedom Flex
Chase · No annual fee
No FeeCash Back
5x Travel via Chase
  • 5x Travel via Chase
  • 5x Rotating categories (up to $1,500/qtr)
  • 3x Dining
  • 3x Drugstores
  • 1x everything else
Click to see redemption options
$200 after $500 in 3 months
#2
Citi Custom Cash
Citi · No annual fee
No FeeCash Back
1x everything else
  • 5x on top spend category (up to $500/mo)
  • 1x everything else
Click to see redemption options
$200 after $1,500 in 3 months
#3
Chase Freedom Unlimited
Chase · No annual fee
No FeeCash Back
5x Travel via Chase
  • 5x Travel via Chase
  • 3x Dining
  • 3x Drugstores
  • 1.5x everything else
Click to see redemption options
$200 after $500 in 3 months
#4
Costco Anywhere Visa
Citi · No annual fee
No FeeCash Back
3x Travel
  • 4x Gas (5x Costco Gas)
  • 4x EV Charging
  • 3x Restaurants
  • 3x Travel
  • 2x Costco
  • 1x everything else
Click to see redemption options
Requires an active Costco membership to hold this card — Gold Star ($65/yr) or Executive ($130/yr).
#5
AAA Travel Advantage Visa Signature
Comenity Capital Bank · No annual fee
No FeeCash Back
3x Flights
  • 5% Gas Stations & EV Charging (up to $7,000/yr, then 1%)
  • 3x Flights
  • 3x Hotels
  • 3x Dining
  • 3x Grocery Stores
  • 3x Other Travel Purchases
  • 3x AAA Purchases
Click to see redemption options
$100 statement credit after spending $1,000 in the first 90 days.
#6
BILT Blue Mastercard
Cardless · No annual fee
No FeeTransferable Points
1x Travel
  • 1x Rent (no processing fee — 5 transactions required per statement)
  • 1x Dining
  • 1x Travel
  • 1x everything else
Click to see redemption options
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Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) are shown at 5x only during a quarter that category is actually active — checked against Chase and Discover's published quarterly calendars. Terms and reward rates are subject to change at each issuer's discretion.

Credit card names, trademarks, and brand assets referenced on this page are the property of their respective issuers. He’s Got a Point is not affiliated with, endorsed by, or sponsored by any card issuer.