Is the Capital One Quicksilver Secured worth it for you?
A refundable security deposit (starting at $200) sets your credit limit — you get it back when you graduate to an unsecured card or close the account in good standing. While you hold it, Quicksilver Secured earns the same flat 1.5% cash back as the standard Quicksilver, with no annual fee.
Your deposit (minimum $200) typically sets your starting credit limit and is fully refundable — Capital One reviews your account for a credit line increase and possible graduation to an unsecured card starting at 6 months, based on your payment history. Because it's refundable, the deposit is not counted as a cost below.
Enter your total estimated annual spend on the card.
You earn $0.00 in cash back per year with no annual fee — on top of that, your $200+ deposit comes back to you when you close or graduate the account.
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