1
Best no-fee pick
Chase Freedom Flex
5x rotating quarters when gas is activeUltimate Rewards
Best Credit Cards for Gas & EV Charging
The best cards to use at the pump — gas stations, EV charging, and combo gas + grocery earners.
The short answer
Top picks — no annual fee
Keep forever · $0/yr2
Runner-up
Discover It
5x rotating quarters when gas is activeCash Back
3
Also good
Catch-all cards
1.5–2x fallback
4
Also good
Citi Custom Cash
No longer accepting applications5x on top eligible category — good year roundThankYou Points
Top picks — with annual fee
Pays for itself if used right1
Best overall
Citi Strata PremierorChase Sapphire Preferred
3x gas & EV chargingThankYou Points3x gas & EV chargingUltimate RewardsCiti Strata Premier: $95/yr · Chase Sapphire Preferred: $95/yr
2
Best value
Costco Anywhere Visa by Citi
4x on gas & EV charging up to $7,000/yr — requires an active Costco membership (Gold Star $65/yr or Executive $130/yr)Cash BackMembership req.
Honorable mentions
Annual fee
Reward type
16 cards
#1
Marriott Bonvoy Boundless
Loyalty Points
3x Gas
- 17x Marriott
- 3x Groceries
- 3x Gas
- 3x Dining
- 2x everything else
Click to see redemption options
3 Free Night Awards after $3,000 in 3 months
#2
Hilton Honors Surpass
Loyalty Points
6x Gas
- 12x Hilton
- 6x Restaurants
- 6x Supermarkets
- 6x Gas
- 4x US Online Retail
- 3x everything else
Click to see redemption options
155,000 points after $3,000 in 6 months
#3
Citi Strata Premier
Transferable Points
3x Gas
- 10x Hotels/Cars/Attractions via CitiTravel
- 3x Restaurants
- 3x Supermarkets
- 3x Gas
- 3x Air Travel
- 3x Hotels
- 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
#4
Blue Cash Preferred
Cash Back
3x US Gas
- 6x US Supermarkets (up to $6k/yr)
- 6x Streaming
- 3x Transit
- 3x US Gas
- 1x everything else
Click to see redemption options
$300 after $3,000 in 6 months
#5
Citi Custom Cash
No FeeCash Back
5x on top spend category (up to $500/mo)
- 5x on top spend category (up to $500/mo)
- 1x everything else
Click to see redemption options
$200 after $1,500 in 3 months
#6
Discover It Cash Back
No FeeCash Back
5x Rotating categories (up to $1,500/qtr)
- 5x Rotating categories (up to $1,500/qtr)
- 1x everything else
Click to see redemption options
Cashback Match at end of year 1
#7
Prime Visa
No FeeCash Back
2x Gas
- 5x Amazon & Whole Foods (Prime members)
- 3x Amazon & Whole Foods (non-Prime)
- 2x Restaurants
- 2x Gas
- 2x Transit
- 1x everything else
Click to see redemption options
$100 gift card on approval
#8
Chase Sapphire Preferred
Transferable Points
3x Gas & EV Charging
- 5x Travel via Chase
- 5x Lyft
- 3x Dining
- 3x Online Groceries
- 3x Streaming
- 3x Gas & EV Charging
- 3x Vacation Rentals
- 2x Travel
- 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
#9
Costco Anywhere Visa
No FeeCash Back
4x Gas (5x Costco Gas)
- 4x Gas (5x Costco Gas)
- 4x EV Charging
- 3x Restaurants
- 3x Travel
- 2x Costco
- 1x everything else
Click to see redemption options
Requires an active Costco membership to hold this card — Gold Star ($65/yr) or Executive ($130/yr).
#10
Blue Cash Everyday
No FeeCash Back
3x US Gas
- 3x US Online Retail (up to $6k/yr)
- 3x US Supermarkets (up to $6k/yr)
- 3x US Gas
- 1x everything else
Click to see redemption options
$250 after $2,000 in 6 months
#11
Navy Federal More Rewards American Express
No FeeLoyalty Points
3x Gas Stations & Transit
- 3x Restaurants & Food Delivery
- 3x Supermarkets
- 3x Gas Stations & Transit
- 1x everything else
Click to see redemption options
20,000 points after $2,000 in 90 days
#12
Navy Federal GO REWARDS
No FeeLoyalty Points
2x Gas Stations
- 3x Restaurants
- 2x Gas Stations
- 1x everything else
Click to see redemption options
None
#13
Alaskan Atmos Rewards Ascent Visa
Loyalty Points
2x Gas
- 3x Alaska Airlines
- 2x Gas
- 2x EV Charging
- 2x Rideshare
- 2x Streaming
- 1x everything else
Click to see redemption options
80,000 miles + $99 Companion Fare
#14
Discover It Secured
No FeeCash Back
2x Gas
- 2x Gas
- 2x Restaurants
- 1x everything else
Click to see redemption options
Cashback Match + security deposit required
#15
Discover It Chrome Gas & Restaurant
No FeeCash Back
2x Gas (up to $1k/qtr)
- 2x Gas (up to $1k/qtr)
- 2x Restaurants (up to $1k/qtr)
- 1x everything else
Click to see redemption options
Cashback Match at end of year 1
#16
Citi AAdvantage Platinum Select
Loyalty Points
2x Gas
- 2x American Airlines
- 2x Dining
- 2x Gas
- 1x everything else
Click to see redemption options
50,000 miles after $2,500 in 3 months
Not sure which one fits you?
Our free quiz matches you to the right card based on your actual spending, credit score, and goals — in about 2 minutes.
Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) assume the relevant category is active. Terms and reward rates are subject to change at each issuer's discretion.