No Card Fee

Is the Prime Visa worth it for you?

Prime Visa earns cash back as Amazon.com Gift Card balance or a statement credit. The headline 5% rate at Amazon and Whole Foods only applies while you hold an active Prime membership — verify the current non-Prime rate on chase.com before relying on it.

Prime Membership Status

The 5% Amazon/Whole Foods rate requires an active Prime membership — without it, the rate drops to 3%.

Bonus / Offer

Opening the card or thinking about closing it? Each situation has its own bonus.

Welcome offer (gift card credit)Current offer: typically an Amazon Gift Card credit at approval (varies)

$—

Annual Spending

Enter your estimated annual spend in each category.

5% Amazon.com & Whole Foods5%Prime member rate

$—

2% Restaurants2%

$—

2% Gas Stations2%

$—

2% Local Transit & Rideshare2%

$—

1% Everything Else1%

$—

Total value earned

$0.00NO CARD FEE

You earn $0.00 per year — the card itself has no annual fee (your Prime membership is separate).

Amazon & Whole Foods$0.00

Other categories$0.00

Total value$0.00

Not a referral or affiliate link.

Requires an active Amazon Prime membership to apply.

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Educational purposes only. The content on this site — including guides, calculators, card comparisons, and recommendations — is provided for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Credit card terms, rewards rates, and benefits change frequently; always verify details on the issuer’s official website before applying. He’s Got a Point is not a licensed financial advisor.