No Annual Fee

Is the Blue Cash Everyday worth it for you?

Blue Cash Everyday earns 3% at U.S. supermarkets, gas stations, and online retail — each capped at $6,000/yr in spend before dropping to 1%. It also carries two enrollment-required statement credits (Disney Bundle, Home Chef) worth up to $264/yr combined. No annual fee, so every dollar is upside.

Bonus / Offer

Did you get a bonus for opening this card?

Annual Spending

Annual spend by category

Enter your estimated annual spend in each category.

3% U.S. Supermarkets3%Up to $6,000/yr combined, then 1% — excludes superstores like Walmart and Target

$—

3% U.S. Gas Stations3%Up to $6,000/yr, then 1%

$—

3% U.S. Online Retail3%Up to $6,000/yr, then 1%

$—

1% Everything Else1%

$—

Card credits

Drag each slider to reflect how much of the credit you'd realistically use.

Disney Bundle CreditUp to $7/month statement credit after using your enrolled card for a subscription purchase at DisneyPlus.com, Hulu.com, or Stream.ESPN.com.

Ease of use4/5MonthlySee why we rated it this way →

Enrollment required before it starts working. Subscription must be billed directly to your enrolled Blue Cash Everyday Card — does not apply to charges billed through a third-party carrier (e.g. bundled through Apple or a wireless plan). Credit does not carry over — miss a month and it’s gone.

$/ $84 max

Home Chef CreditUp to $15/month statement credit when you purchase Home Chef meal solutions online with your enrolled card.

Ease of use2/5MonthlySee why we rated it this way →

Enrollment required before it starts working. Only counts toward actual Home Chef meal-kit purchases — worth less if you weren’t already planning to use the service. Credit does not carry over — miss a month and it’s gone.

$/ $180 max

Total value earned

$0.00NO ANNUAL FEE

You earn $0.00 per year with no fee to offset — it's pure upside.

Cash back earned$0.00

Total value$0.00

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Educational purposes only. The content on this site — including guides, calculators, card comparisons, and recommendations — is provided for informational and educational purposes only. It does not constitute financial, tax, or legal advice. Credit card terms, rewards rates, and benefits change frequently; always verify details on the issuer’s official website before applying. He’s Got a Point is not a licensed financial advisor.