1
Best no-fee pick
AmEx Blue Cash Everyday
3x U.S. supermarkets (up to $6,000/yr)Reward Dollars
Best Credit Cards for Groceries
Top cards for supermarket spend — from high flat-rate earners to tiered rewards at U.S. grocery stores. Excludes Walmart, Target, and wholesale clubs.
Excludes Walmart, Target & wholesale clubs
The short answer
Top picks — no annual fee
Keep forever · $0/yr2
Runner-up
Chase Freedom Flex / Unlimited
3x groceriesUltimate Rewards
3
Also good
Citi Custom Cash
No longer accepting applications5x on top eligible category — up to $500/moThankYou Points
Top picks — with annual fee
Pays for itself if used right1
Best overall
AmEx Gold
4x U.S. supermarkets (up to $25,000/yr)Membership Rewards$325/yr
2
Best value
AmEx Blue Cash Preferred
6x U.S. supermarkets (up to $6,000/yr)Reward Dollars$95/yr
Honorable mentions
Annual fee
Reward type
14 cards
#1
Marriott Bonvoy Boundless
Loyalty Points
3x Groceries
- 17x Marriott
- 3x Groceries
- 3x Gas
- 3x Dining
- 2x everything else
Click to see redemption options
3 Free Night Awards after $3,000 in 3 months
#2
Hilton Honors Surpass
Loyalty Points
6x Supermarkets
- 12x Hilton
- 6x Restaurants
- 6x Supermarkets
- 6x Gas
- 4x US Online Retail
- 3x everything else
Click to see redemption options
155,000 points after $3,000 in 6 months
#3
Citi Strata Premier
Transferable Points
3x Supermarkets
- 10x Hotels/Cars/Attractions via CitiTravel
- 3x Restaurants
- 3x Supermarkets
- 3x Gas
- 3x Air Travel
- 3x Hotels
- 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
#4
Blue Cash Preferred
Cash Back
6x US Supermarkets (up to $6k/yr)
- 6x US Supermarkets (up to $6k/yr)
- 6x Streaming
- 3x Transit
- 3x US Gas
- 1x everything else
Click to see redemption options
$300 after $3,000 in 6 months
#5
Citi Custom Cash
No FeeCash Back
5x on top spend category (up to $500/mo)
- 5x on top spend category (up to $500/mo)
- 1x everything else
Click to see redemption options
$200 after $1,500 in 3 months
#6
Discover It Cash Back
No FeeCash Back
5x Rotating categories (up to $1,500/qtr)
- 5x Rotating categories (up to $1,500/qtr)
- 1x everything else
Click to see redemption options
Cashback Match at end of year 1
#7
Prime Visa
No FeeCash Back
5x Amazon & Whole Foods (Prime members)
- 5x Amazon & Whole Foods (Prime members)
- 3x Amazon & Whole Foods (non-Prime)
- 2x Restaurants
- 2x Gas
- 2x Transit
- 1x everything else
Click to see redemption options
$100 gift card on approval
#8
Chase Sapphire Preferred
Transferable Points
3x Online Groceries
- 5x Travel via Chase
- 5x Lyft
- 3x Dining
- 3x Online Groceries
- 3x Streaming
- 3x Gas & EV Charging
- 3x Vacation Rentals
- 2x Travel
- 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
#9
American Express Gold Card
Transferable Points
4x US Supermarkets (up to $25k/yr)
- 4x Dining
- 4x US Supermarkets (up to $25k/yr)
- 3x Flights
- 1x everything else
Click to see redemption options
60,000 points after $6,000 in 6 months
#10
Blue Cash Everyday
No FeeCash Back
3x US Supermarkets (up to $6k/yr)
- 3x US Online Retail (up to $6k/yr)
- 3x US Supermarkets (up to $6k/yr)
- 3x US Gas
- 1x everything else
Click to see redemption options
$250 after $2,000 in 6 months
#11
Capital One Savor
No FeeCash Back
3x Groceries
- 3x Dining
- 3x Entertainment
- 3x Streaming
- 3x Groceries
- 8x Capital One Entertainment
- 5x Hotels/Cars via C1
- 1x everything else
Click to see redemption options
$200 after $500 in 3 months
#12
Navy Federal More Rewards American Express
No FeeLoyalty Points
3x Supermarkets
- 3x Restaurants & Food Delivery
- 3x Supermarkets
- 3x Gas Stations & Transit
- 1x everything else
Click to see redemption options
20,000 points after $2,000 in 90 days
#13
BILT Obsidian Mastercard
Transferable Points
3x Dining or Grocery (grocery capped $25k/yr)
- 3x Dining or Grocery (grocery capped $25k/yr)
- 2x Travel
- 1x Rent (no processing fee — 5 transactions required per statement)
- 1x everything else
Click to see redemption options
$200 BILT Cash on opening
#14
Delta SkyMiles Gold
Loyalty Points
2x Groceries
- 2x Delta
- 2x Dining
- 2x Groceries
- 1x everything else
Click to see redemption options
70,000 SkyMiles after $3,000 in 6 months
Not sure which one fits you?
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Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) assume the relevant category is active. Terms and reward rates are subject to change at each issuer's discretion.