ResourcesCalculatorsRobinhood Gold Card
No Annual Fee

Is the Robinhood Gold Card worth it for you?

5x on travel booked through the Robinhood portal, 3x on everything else — but only with an active Robinhood Gold subscription. Let it lapse and your everyday rate drops to 1.5x. This calculator treats the Gold subscription as a real cost, and lets you model both ways to redeem your points.

How You Redeem Points

Robinhood Points are worth more or less depending on how you cash them out. Pick the redemption path you'd actually use.

Full value requires depositing points into a Robinhood brokerage account, redeeming through the Robinhood Travel Portal, or exchanging for gift cards. A plain statement credit pays out at the lower rate.

Robinhood Gold Subscription

The card's 3x everyday rate requires an active Robinhood Gold subscription. Without it, everyday spend only earns 1.5x. Gold costs $50/yr if you pay annually, or $5/mo ($60/yr) if you pay monthly.

Billing cadence
Your Annual Spend

Travel booked through the Robinhood Travel Portal earns 5x regardless of Gold status.

$
$
Net value after Gold subscription cost
$-50.00SKIP IT
Points earned / year0 pts
Rewards value (1.00¢/pt)$0.00
Robinhood Gold subscription$50
Effective return on spend0.00%

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