No Annual Fee
Is the Unlimited Cash Rewards worth it for you?
Unlimited Cash Rewards earns a flat 1.5% cash back on every purchase — no categories to track, no caps, no activation. Bank of America Preferred Rewards members earn even more.
Bonus / Offer
Did you get a bonus for opening this card?
Bank of America Preferred Rewards
Preferred Rewards members earn 25%–75% more cash back on every purchase, based on combined BofA banking + Merrill balances. Select your tier if you're enrolled.
Annual Spending
Enter your total estimated annual spend on the card.
Total value earned
$0.00NO ANNUAL FEE
You earn $0.00 per year with no fee to offset — it's pure upside.
Cash back (1.5%)$0.00
Total value$0.00
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