Is the Fidelity Rewards Visa worth it for you?
Fidelity Rewards earns an uncapped flat 2% on every purchase — but it only pays out at full value when deposited directly into an eligible Fidelity brokerage, cash management, or retirement account. Without one, you can't get full value from the card.
Did you get a bonus for opening this card?
Enter your total estimated annual spend on the card.
This card is issued around a Fidelity account, not a standalone product — you need an eligible Fidelity brokerage, cash management, 529, or retirement account to redeem rewards into. If you don't already invest with Fidelity, a general-purpose 2% card (like Double Cash or Active Cash) gets you the same rate with no account requirement.
You earn $0.00 per year, deposited into your linked Fidelity account — no fee to offset.
Not a referral or affiliate link.
Requires an eligible Fidelity account to receive cash back deposits.
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