Hidden Subscriptions
Walmart+, Apple TV+, DashPass, Uber One — if you already carry one of these cards, you're probably paying twice for something that's already comped.
- CLEAR Plus Membership
- Up to $209/yr
- Digital Entertainment Credit
- $25/mo, split across any combination of: Disney+, Disney+ bundle, ESPN streaming (Select/Unlimited), Hulu, Paramount+, Peacock (standalone plans only as of 8/1/26), The New York Times, The Wall Street Journal, YouTube Premium, YouTube TV
- Walmart+ Membership
- Full $12.95/mo fee covered, up to $155/yr
- Uber One Membership
- Up to $10/mo ($120/yr)
- CLEAR Plus Membership
- Up to $209/yr
- Equinox + SoulCycle
- Up to $300/yr credit toward membership — not a full comp
Digital Entertainment Credit needs enrollment before you subscribe, and the charge must bill directly from the provider — App Store/Google Play purchases don’t count, and unused monthly amount doesn’t roll over.
- Digital Entertainment Credit
- $25/mo on select subscriptions — same eligible-provider list as the base Platinum
- Walmart+ Membership
- Full $12.95/mo fee covered, up to $155/yr
- Uber One Membership
- Up to $10/mo ($120/yr)
- CLEAR Plus Membership
- Up to $209/yr
- Equinox + SoulCycle
- Up to $300/yr credit toward membership — not a full comp
- Digital Entertainment Credit
- $25/mo on select subscriptions — same eligible-provider list as the base Platinum
- Walmart+ Membership
- Up to $155/yr
- Uber One Membership
- Up to $10/mo ($120/yr)
- CLEAR Plus Membership
- Up to $209/yr
- ShopRunner Membership
- Comped — free 2-day shipping at 100+ partner retailers
- ShopRunner Membership
- Comped — free 2-day shipping at 100+ partner retailers
- Disney Bundle Credit
- Up to $7/mo ($84/yr)
- Disney Bundle Credit
- Up to $10/mo ($120/yr) toward a Disney+/Hulu/ESPN+ bundle
- Peacock discount
- $3/mo off, via the Mastercard World Elite perks program, not a Chase-specific benefit
- Instacart discount
- $10/mo off, same World Elite program
These are network-level Mastercard World Elite perks tied to the card’s network tier, not something Chase itself grants — and they’re discounts, not full comps.
- Apple TV+
- $156 one-time credit, covers 1 year
- Apple Music & Apple TV+
- Both bundled together, up to $24/mo ($288/yr)
- DoorDash DashPass Membership
- Comped, up to $240/yr value
- DashPass Membership
- Up to $96/yr — first year is comped automatically as the welcome perk
- CLEAR Plus Membership
- Up to $209/yr
- DashPass Membership
- Up to $120/yr
- DashPass Membership
- Comped — no fixed dollar credit, just the membership itself
- Instacart+ Membership
- Comped — no fixed dollar credit, just the membership itself
- DoorDash DashPass Membership
- Comped 1-year membership — no fixed dollar credit, just the membership itself
- DoorDash DashPass Membership
- Comped, up to $120/yr value
- ShopRunner Membership
- Free, via the Mastercard World Elite perks program
- Instacart+ Membership
- 2-month free trial, same World Elite program
SoFi’s own terms don’t separately confirm this specific card is enrolled in the World Elite perks program — treat as likely but unverified.
- ShopRunner Membership
- Free, via the Mastercard World Elite perks program
- Instacart+ Membership
- 2-month free trial, same World Elite program
Tied to the card’s World Elite Mastercard network tier rather than a SoFi-specific benefit; Instacart+ is a trial, not an ongoing comp.
- DoorDash DashPass Membership
- Comped, up to $120/yr value
- Instacart+ Membership
- Up to $240/yr
- Instacart+ Membership
- Up to $120/yr
- Instacart+ Membership
- Up to $180/yr
- Streaming Service Credit
- Up to $15/yr toward any one streaming service — issuer doesn’t name specific eligible providers
- Walmart+ Membership
- One-time ~$98 statement credit for an annual membership — a 2026 "limited time" welcome perk per USAA, terms may change
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