Cards
Points & MilesAmExNone
AmEx EveryDay Preferred
Key facts
Annual fee$95/yr
NetworkAmerican Express
Rewards currencyMembership Rewards Points (MR)
Recommended creditGood credit (690+)
Transfer partnersYes
Applications closed
Current sign-up bonus
15,000 after $2000 in 6 months
See full history →Reward rates
3x at US Supermarkets
2x US Gas Stations
1x on everything else
Annual credits
This card has annual credits — check the issuer's site for current details.
Purchase protections
Purchase Protection (Unconfirmed)
Covers new eligible purchases against accidental damage or theft for a limited period (generally 90 days) from purchase, subject to per-item and annual dollar caps. [UNCONFIRMED — not independently re-verified for this legacy product this session]
Extended Warranty (Unconfirmed)
Extends the original U.S. manufacturer's warranty by up to one additional year on eligible purchases with an original warranty of 5 years or less, for purchases made in the U.S. or its territories/possessions. [UNCONFIRMED — not independently re-verified for this legacy product this session]
Other benefits
Earn Rates (Unconfirmed)
3X points per dollar at U.S. supermarkets, on up to $6,000 in purchases per calendar year (then 1X thereafter); 2X points per dollar at U.S. gas stations; 1X point per dollar on all other eligible purchases. Cardmembers also earn a 50% points bonus on purchases made when they use the card 30 or more times in a billing period (excluding returns/credits). Note: this card is no longer open to new applicants; these terms apply to existing cardholders.
Welcome Bonus (Unconfirmed)
15,000 Membership Rewards points after spending $2,000 in purchases on the card within the first 6 months of Card Membership.
Annual Credits (Unconfirmed)
None distinct beyond a complimentary ShopRunner membership (free 2-day shipping at 100+ partner online retailers) and access to targeted Amex Offers — perks rather than statement credits. The $95 annual fee is not offset by any dedicated recurring credit.
Transfer Partners (Unconfirmed)
This card earns American Express Membership Rewards points, transferable to roughly 17 airline partners (Delta, ANA, Aeroplan, Avianca LifeMiles, British Airways, Cathay Pacific, Emirates, Etihad, Iberia, JetBlue, Qantas, Qatar Airways, Singapore Airlines, Virgin Atlantic, Air France/KLM Flying Blue, Aer Lingus, Aeromexico) at mostly 1:1 ratios (some exceptions apply), plus 3 hotel partners: Marriott Bonvoy (1:1), Hilton Honors (1:2), and Choice Privileges (1:1).
Secondary Rental Car (Unconfirmed)
Secondary Car Rental Loss and Damage Insurance covers damage to or theft of a rental vehicle when the entire rental is paid for with the card and the renter declines the rental company's collision damage waiver at the counter, subject to standard country/vehicle exclusions.
Foreign Transaction Fee (Unconfirmed)
2.7% of each transaction (after conversion to U.S. dollars) on purchases made outside the United States, matching the same-family AmEx EveryDay card's fee structure. [UNCONFIRMED — not independently re-verified for the Preferred variant specifically this session]
Authorized User Fee (Unconfirmed)
$0 — no fee to add authorized users. [UNCONFIRMED — not directly verified this session]
Best for
GroceriesGas
Card terms, reward rates, and offers are subject to change. Always review the current cardmember agreement before applying. He's Got a Point is not affiliated with or endorsed by any card issuer. Benefit coverage may vary — verify with the issuer before relying on any protection.
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