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Cash BackUS BankNo Annual Fee

US Bank Altitude Go

No annual fee · Fair – Good (670+)
Annual feeNo annual fee
Rewards currencyUS Bank Points
Recommended creditFair – Good (670+)
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Near all-time high offer
Earn 20,000 bonus points. Just spend $1000 in Net Purchases in the first 90 days.≈ $200 value
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4% on Dining
2% Gas Stations
2% Streaming Services
2% on Dining
1% on everything else

This card has annual credits — check the issuer's site for current details.

Return Protection (Unconfirmed)
Not listed in US Bank's official Consumer Visa Signature Guide to Benefits and not advertised on the Altitude Go product page. None.
Purchase Protection (Unconfirmed)
Not listed in US Bank's official Consumer Visa Signature Guide to Benefits. No purchase protection benefit was found advertised for Altitude Go on the official product page. Treated as None based on the absence from the governing base document.
Extended Warranty (Unconfirmed)
Not listed in US Bank's official Consumer Visa Signature Guide to Benefits, and no card-specific override was found for Altitude Go. US Bank's core no-fee Visa Signature cards generally do not carry extended warranty coverage (this benefit appears only on the higher-tier Visa Infinite Altitude Reserve card in US Bank's current lineup). Treated as None based on the absence from the governing base document.
Cell Phone Protection (Unconfirmed)
Some secondary review sites (e.g., FinanceBuzz) state the Altitude Go carries cell phone protection as a Visa Signature perk, typically structured elsewhere in the US Bank/Visa Signature ecosystem as up to $600 per claim, two claims per 12-month period, with a deductible (commonly $25–$50), activated by paying your monthly cell phone bill with the card. However, US Bank's official base 'Guide to Benefits for Visa Signature Cardholders' (effective 4/1/17, the current governing document referenced on usbank.com) does NOT list cell phone protection among its enumerated benefits — only concierge, travel/emergency assistance (referral only), roadside dispatch, and card-replacement services are guaranteed. [UNCONFIRMED — Guide to Benefits required; conflicting signals between issuer's base GTB and third-party claims]
Annual Credits
Streaming Service Credit: up to $15, resets Annual.
Earn Rates
4X points on dining, takeout, and restaurant delivery on the first $2,000 in combined purchases each quarter (1X thereafter); 2X points on grocery stores and grocery delivery (excludes discount stores, supercenters, and wholesale clubs); 2X points on gas stations and EV charging stations (same exclusions); 2X points on streaming services; 1X point on all other eligible purchases. No caps on the 2X categories; only the 4X dining category is capped quarterly.
Welcome Bonus
20,000 bonus points after spending $1,000 in net purchases within the first 90 days of account opening. Points are worth approximately $200 when redeemed for cash back/statement credit at standard 1 cent/point value.
Secondary Rental Car (Unconfirmed)
No auto rental collision damage waiver is listed in the base Visa Signature Guide to Benefits or on the official Altitude Go product page. None.
Primary Rental Car (Unconfirmed)
No auto rental collision damage waiver of any kind (primary or secondary) is listed in the base Visa Signature Guide to Benefits or on the official Altitude Go product page. None.
Foreign Transaction Fee (Unconfirmed)
US Bank's official product page for Altitude Go does not display a foreign transaction fee disclosure in the fetched content, and secondary sources commonly cite this card as charging no foreign transaction fee, similar to its sibling Altitude Connect card (confirmed 0% FTF). [UNCONFIRMED — Guide to Benefits/Cardmember Agreement required for the exact current fee]
Authorized User Fee (Unconfirmed)
US Bank does not charge a fee to add authorized users on the Altitude Go card. This is standard across US Bank's no-annual-fee consumer Visa Signature cards. [UNCONFIRMED — Guide to Benefits required for explicit confirmation, but no source found indicating any AU fee exists on this card]
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Card terms, reward rates, and offers are subject to change. Always review the current cardmember agreement before applying. He's Got a Point is not affiliated with or endorsed by any card issuer. Benefit coverage may vary — verify with the issuer before relying on any protection.

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