Cards
TravelChase
United Quest
Key facts
Annual fee$350/yr
Rewards currencyUnited Miles
Recommended creditGood – Excellent (720+)
Global Entry / TSA PreCheckCredit included
Current sign-up bonus
70,000 + 500 PQPs after $4000 spent in 3 months (lowest miles offer was 60k, all else is the same)≈ $910 value
Reward rates
2x Dining, including delivery services
2x Select Streaming
3x on United
2x on All Travel (same categories as CSR Travel credit)
1x on everything else
Annual credits
United purchase credit$125
Effective annual cost$225/yr
Travel benefits
Lounge Access (Unconfirmed)
None -- United Quest does not include United Club or Priority Pass access (that requires the United Club Card or United Club Infinite Card).
Trip Cancellation / Interruption
Up to $1,500 per person / $6,000 per trip. Covers prepaid, non-refundable Common Carrier fares only (severe weather, illness, etc.) -- prepaid hotels/tours are not covered.
Trip Delay
Up to $500 per traveler, after a 12+ hour delay.
Baggage Delay
Up to $100/day for 3 days.
Travel Accident Insurance
Up to $500,000 accidental death/dismemberment when the transportation fare (air/bus/train/cruise) is paid with the card.
Emergency Evacuation (Unconfirmed)
None -- not covered. Chase's Travel & Emergency Assistance on this card is referral-only (costs are the cardholder's responsibility).
Purchase protections
Return Protection (Unconfirmed)
None -- Chase discontinued this benefit card-wide.
Purchase Protection
Up to $10,000 per item / $50,000 per account, covering theft or damage for 120 days from purchase (90 days for NY residents).
Extended Warranty
Adds 1 additional year to manufacturer's US warranties of 3 years or less (coverage up to 4 years from purchase date).
Cell Phone Protection (Unconfirmed)
None -- not included in the Guide to Benefits. Cell phone protection is confirmed on Sapphire Reserve Business and Ink Business Preferred, but not on United Quest.
Other benefits
Annual Credits
$120 Global Entry / TSA PreCheck: up to $120, resets Multi-year.
Earn Rates
10x total miles on eligible United purchases (4x from card + 6x MileagePlus base membership bonus). 4x miles on all other eligible United purchases. 5x miles on hotel stays booked through Renowned Hotels and Resorts. 2x miles on all other travel, dining, and select streaming services. 1x mile on all other purchases.
Welcome Bonus (Unconfirmed)
Current elevated public offer seen: 100,000 MileagePlus bonus miles + 3,000 Premier Qualifying Points after $4,000 spend in first 3 months. A lower standing offer of 60,000 miles + 500 PQP also circulates, plus 10,000 miles for adding an authorized user in the first 3 months. Chase rotates this offer -- confirm the live public offer at chase.com before publishing.
Transfer Partners
None -- this is a co-brand card earning United MileagePlus miles directly, not a transferable-currency card like Chase Ultimate Rewards cards.
Lost / Stolen Baggage
Up to $3,000 per traveler ($2,000/bag, $10,000/trip cap for NY residents).
Secondary Rental Car
None -- this card carries Primary coverage instead, except for NY residents (see Primary Rental Car).
Primary Rental Car
Primary coverage up to $60,000 (secondary for NY residents).
Foreign Transaction Fee
$0 -- none.
Authorized User Fee (Unconfirmed)
$0 -- free to add. Chase has offered a bonus-mile promotion for adding an authorized user.
Best for
DiningStreaming
Similar cards
Hilton Honors American Express Aspire CardAmEx
7% Dining
BofA Customized Cash Rewards for StudentsBofA
6% Dining
Savor RewardsCapital One
3% Dining3% Streaming
Card terms, reward rates, and offers are subject to change. Always review the current cardmember agreement before applying. He's Got a Point is not affiliated with or endorsed by any card issuer. Benefit coverage may vary — verify with the issuer before relying on any protection.
Card images, names, and logos shown on this page — including the United Quest, a product of Chase — are trademarks of their respective owners. Their use here is for identification purposes only and does not imply endorsement or affiliation.