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Marriott Bonvoy Bold

Visa · No annual fee · Fair – Good (670+)
Annual feeNo annual fee
NetworkVisa
Rewards currencyBonvoy Points
Recommended creditFair – Good (670+)
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Near all-time high offer
45,000 points after $1,000 spent in 3 months (no longer includes a Free Night Award).≈ $360 value
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14x Marriott
2x travel (airfare, taxis, trains)
1% on everything else
Trip Delay
Reimburses up to $500 per covered traveler for reasonable expenses (meals, lodging) when a trip is delayed more than 12 hours or requires an overnight stay.
Baggage Delay
Reimburses up to $100 a day for up to 5 days when baggage is delayed more than 6 hours.
Travel Accident Insurance
Provides up to $500,000 in accidental death or dismemberment coverage when travel fare (air, bus, train, or cruise) is charged to the card.
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item (90 days for New York residents).
Extended Warranty
Extends the time period of the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase.
Earn Rates
3 points per $1 at Marriott Bonvoy hotels; 2 points per $1 at grocery stores, on rideshare, select food delivery, and streaming/internet/cable/phone services; 1 point per $1 on all other purchases.
Welcome Bonus
New cardmembers can earn 45,000 Bonus Points after spending $1,000 on eligible purchases within the first 3 months of account opening.
Annual Credits
No dollar-value statement credit. Cardholders receive a complimentary 1-year DoorDash DashPass membership and Visa Signature Concierge access as ongoing perks, plus automatic Marriott Bonvoy Silver Elite status with 10% bonus points and 5 Elite Night Credits toward higher elite status each calendar year.
Transfer Partners (Unconfirmed)
Marriott Bonvoy points earned on this card can be transferred to 40+ airline loyalty programs (e.g., United, American, Delta, Southwest, British Airways, Air France-KLM Flying Blue, Emirates Skywards), generally at a 3:1 ratio, with a bonus of 5,000 airline miles for every 60,000 Bonvoy points transferred in a single transaction. [UNCONFIRMED — could not re-verify current ratio/partner list via a live Marriott source this session; based on established Marriott Bonvoy program terms]
Lost / Stolen Baggage
Reimburses up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on baggage.
Secondary Rental Car (Unconfirmed)
Provides reimbursement for theft and collision damage on most rental vehicles; coverage is secondary to personal auto insurance within the U.S. Per the shared Marriott Bonvoy card template (corroborated on the Bountiful/Boundless tiers), coverage is up to $60,000 for rental periods up to 31 consecutive days and becomes primary outside the U.S. The core "secondary in the U.S." fact is confirmed directly on Chase's official Bold benefits page; the specific dollar cap is corroborated only via the sibling card tiers.
Primary Rental Car (Unconfirmed)
None domestically. Coverage is secondary within the U.S. (see Secondary Rental Car); becomes primary for rentals outside the U.S. per the shared Chase Marriott Bonvoy template.
Foreign Transaction Fee
$0. "You will pay no foreign transaction fees when you use your card for purchases made outside the United States."
Authorized User Fee (Unconfirmed)
Not disclosed in Chase's official Bold benefits/product pages. Consistent with Chase's typical practice for non-premium Visa Signature cards, it is presumed to be $0, but this is not independently confirmed. [UNCONFIRMED — Guide to Benefits required]
HotelsFlights
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18.5% Hotels
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Card terms, reward rates, and offers are subject to change. Always review the current cardmember agreement before applying. He's Got a Point is not affiliated with or endorsed by any card issuer. Benefit coverage may vary — verify with the issuer before relying on any protection.

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