Cards
Cash BackChaseNo Annual Fee
DoorDash Rewards Mastercard
Key facts
Annual feeNo annual fee
Rewards currencyDoorDash Points
Recommended creditFair – Good (670+)
Near all-time high offer
Current sign-up bonus
Free DashPass for 1 year≈ $100 value
See full history →Reward rates
4% DoorDash and Caviar
2% Grocery Stores
3% on Dining
1% on everything else
Annual credits
This card has annual credits — check the issuer's site for current details.
Travel benefits
Trip Cancellation / Interruption
Reimburses up to $1,500 per covered traveler and $6,000 per trip for prepaid, non-refundable passenger fares if a trip is canceled or cut short due to sickness, severe weather, or other covered situations. Confirmed directly on Chase's official DoorDash product page — notably, this is a more travel-oriented benefit than typically found on a no-fee co-brand delivery card.
Trip Delay (Unconfirmed)
None found as a standalone benefit distinct from Trip Cancellation/Interruption below; no source lists a separate trip delay reimbursement for this card.
Purchase protections
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item (90 days for New York residents), confirmed directly on Chase's official DoorDash product page. Chase's standard companion annual cap on this benefit family is $50,000 per account per year (confirmed on this batch's Instacart and Slate Edge official pages using identical language); this annual cap was not independently re-quoted on the DoorDash-specific page but is presumed to apply given the identical 120-day/$500 language used across Chase's cash back card family.
Extended Warranty
Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase. Confirmed directly on Chase's official DoorDash Rewards Mastercard product page.
Cell Phone Protection (Unconfirmed)
Cell phone protection is included, underwritten by New Hampshire Insurance Company, and requires the cardholder's monthly cell phone bill to be paid with the eligible card; coverage is secondary to any other applicable insurance. The official product page confirms the benefit exists but did not surface the exact per-claim dollar cap, annual cap, deductible, or claim-frequency limit in the fetched content. Other Chase World Elite/cash back cards researched in this batch use a common template of up to $800 per claim, $1,000 per 12-month period, maximum 2 claims per year, $50 deductible per claim — this same structure likely applies here but was not independently confirmed for this specific card. [UNCONFIRMED — Guide to Benefits required for exact dollar figures]
Other benefits
Annual Credits
DashPass Membership: up to $96, resets Annual.
Earn Rates
4% cash back on DoorDash and Caviar orders; 3% cash back on dining when purchased directly from a restaurant; 2% cash back on grocery store purchases (online or in-store); 1% cash back on all other purchases. Confirmed directly on Chase's official DoorDash product page.
Welcome Bonus
The primary sign-up perk is the complimentary first year of DashPass (a $96 value) granted automatically upon approval, rather than a traditional points or cash bonus. No additional cash-back or points-based welcome bonus was found in the sources consulted for this card.
Secondary Rental Car
Rental car insurance is available when the cardholder declines the rental company's collision/loss damage waiver and charges the entire rental cost to the card. Coverage provides reimbursement for theft of, and collision damage to, most rental vehicles; coverage in the U.S. is secondary to the cardholder's personal auto insurance. Confirmed directly on Chase's official DoorDash product page.
Foreign Transaction Fee
No foreign transaction fees — confirmed directly on Chase's official DoorDash Rewards Mastercard product page (creditcards.chase.com/cash-back-credit-cards/doordash).
Authorized User Fee (Unconfirmed)
No fee to add authorized users. This is not explicitly stated on Chase's official DoorDash Rewards Mastercard product page, but reflects Chase's general policy across its no-annual-fee cash back cards (the Sapphire Reserve is the only Chase card known to charge an AU fee). [UNCONFIRMED — Guide to Benefits required]
Best for
DiningGroceries
Card terms, reward rates, and offers are subject to change. Always review the current cardmember agreement before applying. He's Got a Point is not affiliated with or endorsed by any card issuer. Benefit coverage may vary — verify with the issuer before relying on any protection.
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