1
Best no-fee pick
Citi Double Cash
2x catch-allThankYou Points
Best Credit Cards for Vacation Rentals
Cards that earn elevated rewards on Airbnb, Vrbo, Plum Guide, and similar vacation rental platforms.
Airbnb, Vrbo, Plum Guide & similar platforms
1.8%
Avg no-fee back
2.5%
Avg with-fee back
3%
Best rate available
$245
Avg with-fee cost/yr
Spend about $32,667/yr in this category for the with-fee pick's extra rate to earn back its annual fee.
The short answer
Top picks — no annual fee
Keep forever · $0/yrTop picks — with annual fee
Pays for itself if used right1
Best overall
Chase Sapphire Preferred
3x on vacation rentals — Airbnb, Vrbo, Plum Guide & moreUltimate Rewards$95/yr
2
Best value
Capital One Venture X
2x on everythingCapital One Miles$395/yr
Honorable mentions
Annual fee
Reward type
Card type
Card network
1 card
#1
Chase Sapphire Preferred
Transferable Points
3x Vacation Rentals
- 5x Travel via Chase
- 5x Lyft
- 3x Dining
- 3x Online Groceries
- 3x Streaming
- 3x Gas & EV Charging
- 3x Vacation Rentals
- 2x Travel
- 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
Not sure which one fits you?
Our free quiz matches you to the right card based on your actual spending, credit score, and goals — in about 2 minutes.
Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) are shown at 5x only during a quarter that category is actually active — checked against Chase and Discover's published quarterly calendars. Terms and reward rates are subject to change at each issuer's discretion.
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