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Best Credit Cards for Vacation Rentals

Cards that earn elevated rewards on Airbnb, Vrbo, Plum Guide, and similar vacation rental platforms.

Airbnb, Vrbo, Plum Guide & similar platforms

Top picks — no annual fee

Keep forever · $0/yr
1
Best no-fee pick

Citi Double Cash

2x catch-allThankYou Points
2
Runner-up

Chase Freedom Unlimited

1.5x catch-allUltimate Rewards
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Top picks — with annual fee

Pays for itself if used right
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Honorable mentions

Annual fee
Reward type
2 cards
#1
Chase Sapphire Preferred
Chase · $95/yr
Transferable Points
3x Vacation Rentals
  • 5x Travel via Chase
  • 5x Lyft
  • 3x Dining
  • 3x Online Groceries
  • 3x Streaming
  • 3x Gas & EV Charging
  • 3x Vacation Rentals
  • 2x Travel
  • 1x everything else
Click to see redemption options
60,000 points after $4,000 in 3 months
#2
Capital One Venture X
Capital One · $395/yr
Transferable Points
10x Hotels & Car Rentals via C1
  • 10x Hotels & Car Rentals via C1
  • 5x Flights via C1
  • 2x everything else
Click to see redemption options
75,000 miles after $4,000 in 3 months
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Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) assume the relevant category is active. Terms and reward rates are subject to change at each issuer's discretion.