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Best Credit Cards for Vacation Rentals

Cards that earn elevated rewards on Airbnb, Vrbo, Plum Guide, and similar vacation rental platforms.

Airbnb, Vrbo, Plum Guide & similar platforms

1.8%
Avg no-fee back
2.5%
Avg with-fee back
3%
Best rate available
$245
Avg with-fee cost/yr

Spend about $32,667/yr in this category for the with-fee pick's extra rate to earn back its annual fee.

Top picks — no annual fee

Keep forever · $0/yr
1
Best no-fee pick

Citi Double Cash

2x catch-allThankYou Points
2
Runner-up

Chase Freedom Unlimited

1.5x catch-allUltimate Rewards
See Everything Else →

Top picks — with annual fee

Pays for itself if used right
See Everything Else →

Honorable mentions

Annual fee
Reward type
Card type
Card network
2 cards
#1
Chase Freedom Unlimited
Chase · No annual fee
No FeeCash Back
1.5x everything else
  • 5x Travel via Chase
  • 3x Dining
  • 3x Drugstores
  • 1.5x everything else
Click to see redemption options
$200 after $500 in 3 months
#2
Citi Double Cash
Citi · No annual fee
No FeeCash Back
2x on all purchases (1x when you buy + 1x when you pay)
Click to see redemption options
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Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) are shown at 5x only during a quarter that category is actually active — checked against Chase and Discover's published quarterly calendars. Terms and reward rates are subject to change at each issuer's discretion.

Credit card names, trademarks, and brand assets referenced on this page are the property of their respective issuers. He’s Got a Point is not affiliated with, endorsed by, or sponsored by any card issuer.