1
Best no-fee pick
Citi Double Cash
2% on everything, no restrictionsThankYou Points
Best Credit Cards for Walmart & Target
Most cards exclude Walmart and Target from their grocery category. Here are the best options regardless.
Most issuers exclude Walmart & Target from their grocery bonus category — Walmart added Apple Pay in Aug 2026
Does your Walmart take Apple Pay yet?
The short answer
Top picks — no annual fee
Keep forever · $0/yr2
Runner-up
Fidelity Rewards Visa
2% back — full value only when deposited into a Fidelity accountCash Back
3
Also good
Chase Freedom Unlimited
1.5% on everythingUltimate Rewards
Top picks — with annual fee
Pays for itself if used right1
Best overall
Robinhood Gold Card
3% cash back on everything — requires an active Robinhood Gold subscriptionCash BackRobinhood Gold req.
2
Best value
Capital One Venture X
2x on everythingCapital One Miles$395/yr
3
Also good
Citi Strata Elite
1.5x on everything + strong protectionsThankYou Points$595/yr
Honorable mentions
Annual fee
Reward type
3 cards
#1
Capital One Venture X
Transferable Points
10x Hotels & Car Rentals via C1
- 10x Hotels & Car Rentals via C1
- 5x Flights via C1
- 2x everything else
Click to see redemption options
75,000 miles after $4,000 in 3 months
#2
Capital One Venture Rewards
Transferable Points
5x Flights via C1 Travel
- 5x Flights via C1 Travel
- 2x everything else
Click to see redemption options
75,000 miles after $4,000 in 3 months
#3
BILT Palladium Mastercard
Transferable Points
2x on all purchases (excluding rent)
- 2x on all purchases (excluding rent)
- 1x Rent (no processing fee — 5 transactions required per statement)
Click to see redemption options
50,000 BILT points after $4,000 in 3 months
No dedicated card earning more here? Use your best catch-all card.
Best catch-all cards →Not sure which one fits you?
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Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) assume the relevant category is active. Terms and reward rates are subject to change at each issuer's discretion.