1
Best no-fee pick
Citi Double Cash
2% on everything, no restrictionsThankYou Points
Best Credit Cards for Walmart & Target
Most cards exclude Walmart and Target from their grocery category. Here are the best options regardless.
Most issuers exclude Walmart & Target from their grocery bonus category — Walmart added Apple Pay in Aug 2026
Does your Walmart take Apple Pay yet?
The short answer
Top picks — no annual fee
Keep forever · $0/yr2
Runner-up
Fidelity Rewards Visa
2% back — full value only when deposited into a Fidelity accountCash Back
3
Also good
Chase Freedom Unlimited
1.5% on everythingUltimate Rewards
Top picks — with annual fee
Pays for itself if used right1
Best overall
Robinhood Gold Card
3% cash back on everything — requires an active Robinhood Gold subscriptionCash BackRobinhood Gold req.
2
Best value
Capital One Venture X
2x on everythingCapital One Miles$395/yr
3
Also good
Citi Strata Elite
1.5x on everything + strong protectionsThankYou Points$595/yr
Honorable mentions
Annual fee
Reward type
5 cards
#1
Chase Freedom Unlimited
No FeeCash Back
5x Travel via Chase
- 5x Travel via Chase
- 3x Dining
- 3x Drugstores
- 1.5x everything else
Click to see redemption options
$200 after $500 in 3 months
#2
PayPal Cashback Mastercard
No FeeCash Back
3x PayPal checkout
- 3x PayPal checkout
- 1.5x everything else
Click to see redemption options
#3
Citi Double Cash
No FeeCash Back
2x on all purchases (1x when you buy + 1x when you pay)
Click to see redemption options
#4
Chase Freedom Rise
No FeeCash Back
1.5x on all purchases
Click to see redemption options
#5
Discover It Miles
No FeeCash Back
1.5x Miles on all purchases
Click to see redemption options
Miles Match at end of year 1
No dedicated card earning more here? Use your best catch-all card.
Best catch-all cards →Not sure which one fits you?
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Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) assume the relevant category is active. Terms and reward rates are subject to change at each issuer's discretion.