1
Best no-fee pick
Discover It
5x when online shopping is the active quarterCash Back
Best Credit Cards for All Shopping
Top cards for general shopping — online retail, in-store, and catch-all spend outside specific category earners.
Online, in-store, and general retail
Top picks — no annual fee
Keep forever · $0/yrNo dedicated annual-fee pick stands out for this category — use your best flat-rate catch-all card instead.
See Everything Else category →Honorable mentions
Annual fee
Reward type
11 cards
#1
Citi Custom Cash
No FeeCash Back
5x on top spend category (up to $500/mo)
- 5x on top spend category (up to $500/mo)
- 1x everything else
Click to see redemption options
$200 after $1,500 in 3 months
#2
Discover It Cash Back
No FeeCash Back
5x Rotating categories (up to $1,500/qtr)
- 5x Rotating categories (up to $1,500/qtr)
- 1x everything else
Click to see redemption options
Cashback Match at end of year 1
#3
Chase Freedom Unlimited
No FeeCash Back
5x Travel via Chase
- 5x Travel via Chase
- 3x Dining
- 3x Drugstores
- 1.5x everything else
Click to see redemption options
$200 after $500 in 3 months
#4
Blue Cash Everyday
No FeeCash Back
3x US Online Retail (up to $6k/yr)
- 3x US Online Retail (up to $6k/yr)
- 3x US Supermarkets (up to $6k/yr)
- 3x US Gas
- 1x everything else
Click to see redemption options
$250 after $2,000 in 6 months
#5
Apple Card
No FeeCash Back
3x Select merchants
- 3x Select merchants
- 2x Apple Pay
- 1x everything else
Click to see redemption options
#6
PayPal Cashback Mastercard
No FeeCash Back
3x PayPal checkout
- 3x PayPal checkout
- 1.5x everything else
Click to see redemption options
#7
Citi Double Cash
No FeeCash Back
2x on all purchases (1x when you buy + 1x when you pay)
Click to see redemption options
#8
Navy Federal cashRewards Plus Visa
No FeeCash Back
2x on all purchases
Click to see redemption options
$250 after $2,500 in 90 days
#9
Chase Freedom Rise
No FeeCash Back
1.5x on all purchases
Click to see redemption options
#10
Discover It Miles
No FeeCash Back
1.5x Miles on all purchases
Click to see redemption options
Miles Match at end of year 1
#11
Navy Federal cashRewards Visa
No FeeCash Back
1.5x on all purchases
Click to see redemption options
$250 after $2,500 in 90 days
Not sure which one fits you?
Our free quiz matches you to the right card based on your actual spending, credit score, and goals — in about 2 minutes.
Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) assume the relevant category is active. Terms and reward rates are subject to change at each issuer's discretion.