1
Best no-fee pick
Amazon Prime Visa
2x on transitAmazon Rewards
Best Credit Cards for Transit
The best cards for subway, bus, rail, and public transit spending.
Subway, bus, rail & public transit
2%
Avg no-fee back
2.7%
Avg with-fee back
3%
Best rate available
$113
Avg with-fee cost/yr
Spend about $17,000/yr in this category for the with-fee pick's extra rate to earn back its annual fee.
The short answer
Top picks — no annual fee
Keep forever · $0/yrTop picks — with annual fee
Pays for itself if used right1
Best overall
AmEx Green
3x transitMembership Rewards$150/yr
2
Best value
AmEx Blue Cash Preferred
3x transitReward Dollars$95/yr
3
Also good
Chase Sapphire Preferred
2x transitUltimate Rewards$95/yr
Honorable mentions
Annual fee
Reward type
Card type
Card network
4 cards
#1
World of Hyatt Credit Card
Loyalty Points
2x Transit
- 9x Hyatt
- 2x Airlines
- 2x Transit
- 2x Fitness/Gym
- 1x everything else
Click to see redemption options
60,000 points after $3,000 in 3 months
#2
Blue Cash Preferred
Cash Back
3x Transit
- 6x US Supermarkets (up to $6k/yr)
- 6x Streaming
- 3x Transit
- 3x US Gas
- 1x everything else
Click to see redemption options
$300 after $3,000 in 6 months
#3
Citi AAdvantage Globe Mastercard
Loyalty Points
2x Transit
- 6x AAdvantage Hotels
- 3x American Airlines
- 2x Dining
- 2x Transit
- 1x everything else
Click to see redemption options
60,000–90,000 miles after $5,000 in 4 months
#4
American Express Green Card
Transferable Points
3x Transit
- 3x Travel
- 3x Transit
- 3x Dining
- 1x everything else
Click to see redemption options
40,000 points after $3,000 in 6 months
Not sure which one fits you?
Our free quiz matches you to the right card based on your actual spending, credit score, and goals — in about 2 minutes.
Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) are shown at 5x only during a quarter that category is actually active — checked against Chase and Discover's published quarterly calendars. Terms and reward rates are subject to change at each issuer's discretion.
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