1
Best no-fee pick
Citi Double Cash
2x catch-allThankYou Points
Best Credit Cards for Hotels
Top earning cards for hotel stays — from transferable points stackers to dedicated hotel loyalty cards.
Hotel loyalty cards earn the most when you stay at that specific chain
1.8%
Avg no-fee back
2.5%
Avg with-fee back
3%
Best rate available
$123
Avg with-fee cost/yr
Spend about $16,333/yr in this category for the with-fee pick's extra rate to earn back its annual fee.
The short answer
Top picks — no annual fee
Keep forever · $0/yrTop picks — with annual fee
Pays for itself if used right1
Best overall
AmEx Green
3x travel including hotelsMembership Rewards$150/yr
2
Best value
Chase Sapphire Preferred
5x portal hotels, 2x directUltimate Rewards$95/yr
Honorable mentions
Annual fee
Reward type
Card type
Card network
2 cards
#1
Costco Anywhere Visa
No FeeCash Back
3x Travel
- 4x Gas (5x Costco Gas)
- 4x EV Charging
- 3x Restaurants
- 3x Travel
- 2x Costco
- 1x everything else
Click to see redemption options
Requires an active Costco membership to hold this card — Gold Star ($65/yr) or Executive ($130/yr).
#2
AAA Travel Advantage Visa Signature
No FeeCash Back
3x Hotels
- 5% Gas Stations & EV Charging (up to $7,000/yr, then 1%)
- 3x Flights
- 3x Hotels
- 3x Dining
- 3x Grocery Stores
- 3x Other Travel Purchases
- 3x AAA Purchases
Click to see redemption options
$100 statement credit after spending $1,000 in the first 90 days.
Not sure which one fits you?
Our free quiz matches you to the right card based on your actual spending, credit score, and goals — in about 2 minutes.
Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) are shown at 5x only during a quarter that category is actually active — checked against Chase and Discover's published quarterly calendars. Terms and reward rates are subject to change at each issuer's discretion.
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