1
Best no-fee pick
Citi Double Cash
2x catch-allThankYou Points
Best Credit Cards for Car Rentals
Top earning cards for rental cars — including portal multipliers and primary CDW coverage.
CDW (collision damage waiver) coverage is often worth more than the earn rate
1.8%
Avg no-fee back
2.5%
Avg with-fee back
3%
Best rate available
$123
Avg with-fee cost/yr
Spend about $16,333/yr in this category for the with-fee pick's extra rate to earn back its annual fee.
The short answer
Top picks — no annual fee
Keep forever · $0/yrTop picks — with annual fee
Pays for itself if used right1
Best overall
Chase Sapphire Preferred
5x portal rentals, 2x direct + primary CDWUltimate Rewards$95/yr
2
Best value
AmEx Green
3x travel including rentalsMembership Rewards$150/yr
Honorable mentions
Annual fee
Reward type
Card type
Card network
1 card
#1
Costco Anywhere Visa
No FeeCash Back
1x everything else
- 4x Gas (5x Costco Gas)
- 4x EV Charging
- 3x Restaurants
- 3x Travel
- 2x Costco
- 1x everything else
Click to see redemption options
Requires an active Costco membership to hold this card — Gold Star ($65/yr) or Executive ($130/yr).
Not sure which one fits you?
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Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) are shown at 5x only during a quarter that category is actually active — checked against Chase and Discover's published quarterly calendars. Terms and reward rates are subject to change at each issuer's discretion.
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