1
Best no-fee pick
Citi Custom Cash
No longer accepting applications5x if flights are your top eligible categoryThankYou Points
Best Credit Cards for Flights
Cards that earn the most on airfare — whether booked directly with the airline or through a travel portal.
Rates vary by booking method — direct airline vs. portal
4%
Avg with-fee back
5%
Best rate available
$643
Avg with-fee cost/yr
The short answer
Top picks — no annual fee
Keep forever · $0/yrTop picks — with annual fee
Pays for itself if used right1
Best overall
AmEx Platinum
5x flights booked directly or via AmexTravelMembership Rewards$895/yr
2
Best value
Chase Sapphire Reserve
4x flightsUltimate Rewards$795/yr
3
Also good
AmEx Green / AmEx Gold
3x travel / 3x airfare booked directlyMembership Rewards$150–$325/yr
Honorable mentions
Annual fee
Reward type
Card type
Card network
1 card
#1
AAA Travel Advantage Visa Signature
No FeeCash Back
3x Flights
- 5% Gas Stations & EV Charging (up to $7,000/yr, then 1%)
- 3x Flights
- 3x Hotels
- 3x Dining
- 3x Grocery Stores
- 3x Other Travel Purchases
- 3x AAA Purchases
Click to see redemption options
$100 statement credit after spending $1,000 in the first 90 days.
Not sure which one fits you?
Our free quiz matches you to the right card based on your actual spending, credit score, and goals — in about 2 minutes.
Take the quiz →Cards listed here are selected from our database based on category earn rates — not sponsored placements. Rotating-category cards (Discover It, Chase Freedom Flex) are shown at 5x only during a quarter that category is actually active — checked against Chase and Discover's published quarterly calendars. Terms and reward rates are subject to change at each issuer's discretion.
Credit card names, trademarks, and brand assets referenced on this page are the property of their respective issuers. He’s Got a Point is not affiliated with, endorsed by, or sponsored by any card issuer.