Quick Reference

This Quarter’s 5% Categories

The rotating 5% bonus categories currently active for Chase Freedom and Discover it Cash Back — nothing else.

Chase Freedom

Freedom Flex, and the classic Freedom (Visa) card still open on existing accounts — both share the same category calendar

American Red Cross DonationsDiningGrocery Stores

Q4 2026 · through Dec 31, 2026

Activate this quarter’s categories →Source ↗

Requires logging into your Chase Freedom account — this isn’t a one-click activation link.

Discover it Cash Back

UtilitiesSelect Live EntertainmentRestaurants

Q4 2026 · through Dec 31, 2026

Activate this quarter’s categories →Source ↗

Requires logging into your Discover it Cash Back account — this isn’t a one-click activation link.

Yes, you see that right — both cards share Dining this quarter. So the pro move is to max out one first, then pivot to the other.

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