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Points & MilesCapital One

Venture Rewards

$95/yr · Fair – Good (680+)
Annual fee$95/yr
Rewards currencyC1 Miles
Recommended creditFair – Good (680+)
Transfer partnersYes
Global Entry / TSA PreCheckCredit included
75,000 bonus miles + $300 Capital One Travel credit (valid 1 year) after spending $4,000 in the first 3 months
5x on flights booked via C1 travel
2x on everything else

This card has annual credits — check the issuer's site for current details.

Travel Accident Insurance
Up to $250,000 accidental death and dismemberment (AD&D) for travel on a licensed common carrier. Applies to both Visa Signature and World Elite Mastercard versions.
Baggage Delay
$100 per day for up to 3 days ($300 maximum) after a 6-hour delay — available on World Elite Mastercard version only. Not available on Visa Signature version.
Trip Cancellation / Interruption
Up to $1,500 per person (World Elite Mastercard version). Note: if cardholder received the Visa Signature version, trip cancellation is NOT covered — check the network printed on the physical card.
Cell Phone Protection (Unconfirmed)
None confirmed. While World Elite Mastercard network offers cell phone protection as an optional benefit, Capital One has not confirmed it is included on the Venture card. [UNCONFIRMED — Guide to Benefits required]
Extended Warranty
Doubles the original manufacturer's warranty by up to 24 additional months. Maximum coverage: $10,000 per item. Applies to items with an eligible manufacturer's warranty.
Purchase Protection
Up to $1,000 per item; up to $25,000 per cardholder annually. Covers damage or theft within 90 days of purchase date.
Annual Credits
$120 Global Entry / TSA PreCheck: up to $120, resets Multi-year.
Authorized User Fee
$0 — no fee to add authorized users. Authorized users earn miles at the same rates as the primary cardholder. No lounge access benefit to share.
Foreign Transaction Fee
None ($0 foreign transaction fees).
Secondary Rental Car
Secondary CDW inside the United States (maximum 15 consecutive days domestically). Personal auto insurance pays first; card covers deductible and remaining loss.
Primary Rental Car
Primary CDW outside the United States/cardholder's country of residence (up to 31 consecutive days internationally). Must decline rental company CDW.
Lost / Stolen Baggage (Unconfirmed)
Up to $1,500 per incident (World Elite Mastercard version). Maximum 2 claims per 12-month period. [UNCONFIRMED exact per-trip limit — Guide to Benefits required]
Transfer Partners
Same 18 airline and 3 hotel partners as Venture X. Airlines (most at 1:1): Aeromexico Rewards, Air Canada Aeroplan, Air France-KLM Flying Blue, Avianca LifeMiles, British Airways Executive Club, Cathay Pacific Asia Miles, Etihad Guest, Finnair Plus, Qantas, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, TAP Air Portugal Miles&Go, Turkish Airlines Miles&Smiles, Virgin Atlantic Flying Club. Non-1:1: Emirates Skywards (2:1.5), Japan Airlines Mileage Bank (2:1.5), JetBlue TrueBlue (5:3). Hotel partners: Accor Live Limitless (2:1), Choice Privileges (1:1), I Prefer Hotel Rewards (1:2).
Welcome Bonus
75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening (equal to $750 in travel).
Earn Rates
5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel; 5x miles per $1 on Capital One Entertainment purchases; 2x miles per $1 on all other purchases, every day.
Travel Portal
Citi Strata Elite MastercardCiti
12x Travel Portal
Citi Strata Premier CardCiti
10x Travel Portal
Venture X RewardsCapital One
10x Travel Portal

Card terms, reward rates, and offers are subject to change. Always review the current cardmember agreement before applying. He's Got a Point is not affiliated with or endorsed by any card issuer. Benefit coverage may vary — verify with the issuer before relying on any protection.

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