Cards
TravelChaseWorld Elite Mastercard
IHG One Rewards Premier Select
Key facts
Annual fee$350/yr
NetworkWorld Elite Mastercard
Rewards currencyIHG Points
Recommended creditFair – Good (680+)
Global Entry / TSA PreCheckCredit included
Current sign-up bonus
200,000 IHG One Rewards points after $5,000 spent in 3 months, plus 10,000 points for adding an authorized user in the same window. Limited-time launch offer through 11/18/2026.
Reward rates
12x on IHG stays
6x Dining
6% on Travel (non-IHG, incl. rideshare)
3% on everything else
Annual credits
This card has annual credits — check the issuer's site for current details.
Other benefits
Other
Automatic Platinum Elite status; 20 Elite Night Credits annually plus 2 more per $5,000 spent; 4th reward night free on award stays of 4+ consecutive nights.
Annual Credits
Up to $50 United TravelBank Cash annually.
Earn Rates
12x points on IHG stays, 6x on dining and all non-IHG travel (incl. rideshare), 3x on all other purchases.
Welcome Bonus
200,000 IHG One Rewards points after $5,000 spend in 3 months, plus 10,000 points for adding an authorized user in the same window. Limited-time launch offer through 11/18/2026.
Best for
HotelsDining
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