Cards
TravelBofA
Alaskan Atmos Rewards Ascent Visa Signature
Key facts
Annual fee$95/yr
Rewards currencyAlaskan Miles
Recommended creditFair – Good (680+)
Current sign-up bonus
70,000 bonus points and a $99 Companion Fare (plus taxes/fees from $23) after spending $2,500 in the first 90 days
Reward rates
3x Alaskan
2x Gas Stations
2x Rideshare
2x Select Streaming Services
2x on Cable Services
1x on everything else
Travel benefits
Lounge Access
None — no complimentary lounge access or membership included. Cardholders get a $100 discount toward an Alaska Lounge+ membership when paying with the card, which is a purchase discount, not free access.
Emergency Evacuation (Unconfirmed)
None
Travel Accident Insurance (Unconfirmed)
Yes
Baggage Delay (Unconfirmed)
Yes
Trip Delay (Unconfirmed)
Yes
Trip Cancellation / Interruption (Unconfirmed)
Yes — BofA Visa Sig insurance $ not publicly disclosed
Purchase protections
Return Protection (Unconfirmed)
None confirmed. Not found in available sources. [UNCONFIRMED — official Guide to Benefits required]
Cell Phone Protection (Unconfirmed)
None confirmed. Not listed among this card's Visa Signature benefits in available sources; BofA travel cards in this tier do not typically include cell phone protection. [UNCONFIRMED — official Guide to Benefits required]
Extended Warranty (Unconfirmed)
Yes
Purchase Protection (Unconfirmed)
Yes
Other benefits
Annual Credits
$99 Companion Fare (+ taxes from $23): up to $400, resets Annual.
Primary Rental Car (Unconfirmed)
None domestically — this card carries Secondary coverage instead (see Secondary Rental Car).
Authorized User Fee
$0
Foreign Transaction Fee
$0 — no foreign transaction fee
Secondary Rental Car
Yes
Lost / Stolen Baggage (Unconfirmed)
Yes
Transfer Partners
Yes — Alaska → Oneworld + Emirates, Japan Airlines, others
Welcome Bonus
70,000 bonus points plus a $99 Companion Fare (plus taxes and fees from $23) after spending $2,500 or more in purchases within the first 90 days of account opening. Offer as of July 2026 — Alaska/BofA periodically adjusts this, verify at publish time.
Earn Rates
3x points on eligible Alaska Airlines and Hawaiian Airlines purchases. 2x points on eligible gas, EV charging, cable, streaming services, and local transit (rideshare, trains, tolls, ferries). 1x point on all other purchases, no caps.
Best for
FlightsGasTransitStreaming
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Card terms, reward rates, and offers are subject to change. Always review the current cardmember agreement before applying. He's Got a Point is not affiliated with or endorsed by any card issuer. Benefit coverage may vary — verify with the issuer before relying on any protection.
Card images, names, and logos shown on this page — including the Alaskan Atmos Rewards Ascent Visa Signature, a product of BofA — are trademarks of their respective owners. Their use here is for identification purposes only and does not imply endorsement or affiliation.